Financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach

This study contributes two significant ways to the literature on trade-based money laundering (TBML). Firstly, we examine TBML dynamics using trade misinvoicing as a proxy, analysing trade data for wood imports and exports between Southeast Asia and various partner economies from 2018 to 2022. Fol...

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Main Authors: Ab Razak, Nazrul Hisyam, Amin Noordin, Bany Ariffin, Mohamed Yousop, Nur Liyana
Format: Conference or Workshop Item
Language:English
Published: Faculty of Accountancy, UiTM 2024
Online Access:http://psasir.upm.edu.my/id/eprint/116506/
http://psasir.upm.edu.my/id/eprint/116506/1/116506.pdf
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author Ab Razak, Nazrul Hisyam
Amin Noordin, Bany Ariffin
Mohamed Yousop, Nur Liyana
author_facet Ab Razak, Nazrul Hisyam
Amin Noordin, Bany Ariffin
Mohamed Yousop, Nur Liyana
author_sort Ab Razak, Nazrul Hisyam
building UPM Institutional Repository
collection Online Access
description This study contributes two significant ways to the literature on trade-based money laundering (TBML). Firstly, we examine TBML dynamics using trade misinvoicing as a proxy, analysing trade data for wood imports and exports between Southeast Asia and various partner economies from 2018 to 2022. Following a gravity approach, our model incorporates economic mass and distance variables. Additionally, we include financial technology innovation (fintech) as a potential influencing factor, given its increasing prevalence. Secondly, we present an empirical TBML model that accounts for multiple destinations with Southeast Asia, a region rich in environmental resources, as the origin. Using Poisson Pseudo Maximum Likelihood (PPML) as the primary estimator, this study reveals that economic mass, distance (a proxy for trade cost), and fintech innovation significantly impact TBML. Fintech's effects on TBML vary between origin and destination countries. Mobile payments increase TBML in origins but decrease it in destinations. Regulatory sandboxes show contrasting effects, reducing TBML in origins while increasing it in destinations, suggesting varied regulatory effectiveness across jurisdictions
first_indexed 2025-11-15T14:29:51Z
format Conference or Workshop Item
id upm-116506
institution Universiti Putra Malaysia
institution_category Local University
language English
last_indexed 2025-11-15T14:29:51Z
publishDate 2024
publisher Faculty of Accountancy, UiTM
recordtype eprints
repository_type Digital Repository
spelling upm-1165062025-04-09T06:56:47Z http://psasir.upm.edu.my/id/eprint/116506/ Financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach Ab Razak, Nazrul Hisyam Amin Noordin, Bany Ariffin Mohamed Yousop, Nur Liyana This study contributes two significant ways to the literature on trade-based money laundering (TBML). Firstly, we examine TBML dynamics using trade misinvoicing as a proxy, analysing trade data for wood imports and exports between Southeast Asia and various partner economies from 2018 to 2022. Following a gravity approach, our model incorporates economic mass and distance variables. Additionally, we include financial technology innovation (fintech) as a potential influencing factor, given its increasing prevalence. Secondly, we present an empirical TBML model that accounts for multiple destinations with Southeast Asia, a region rich in environmental resources, as the origin. Using Poisson Pseudo Maximum Likelihood (PPML) as the primary estimator, this study reveals that economic mass, distance (a proxy for trade cost), and fintech innovation significantly impact TBML. Fintech's effects on TBML vary between origin and destination countries. Mobile payments increase TBML in origins but decrease it in destinations. Regulatory sandboxes show contrasting effects, reducing TBML in origins while increasing it in destinations, suggesting varied regulatory effectiveness across jurisdictions Faculty of Accountancy, UiTM 2024 Conference or Workshop Item PeerReviewed text en http://psasir.upm.edu.my/id/eprint/116506/1/116506.pdf Ab Razak, Nazrul Hisyam and Amin Noordin, Bany Ariffin and Mohamed Yousop, Nur Liyana (2024) Financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach. In: 5th International Conference on Accounting & Management 2024, 25-26 Sep. 2024, Mardhiyyah Hotel and Suites, Shah Alam, Selangor, Malaysia. (pp. 182-184).
spellingShingle Ab Razak, Nazrul Hisyam
Amin Noordin, Bany Ariffin
Mohamed Yousop, Nur Liyana
Financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach
title Financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach
title_full Financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach
title_fullStr Financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach
title_full_unstemmed Financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach
title_short Financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach
title_sort financial technology innovation impact on trade-based money laundering from environmental crimes: a gravity model approach
url http://psasir.upm.edu.my/id/eprint/116506/
http://psasir.upm.edu.my/id/eprint/116506/1/116506.pdf