APA (7th ed.) Citation

Jayaraman, M., Ernest Cyril, d. R., Shankar, C., & Sanmugam, A. (2013). Adoption of Retail Internet Banking: A Study of Demographic Factors. Journal of Internet Banking and Commerce.

Chicago Style (17th ed.) Citation

Jayaraman, Munusamy, de Run Ernest Cyril, Chelliah Shankar, and Annamalah Sanmugam. Adoption of Retail Internet Banking: A Study of Demographic Factors. Journal of Internet Banking and Commerce, 2013.

MLA (9th ed.) Citation

Jayaraman, Munusamy, et al. Adoption of Retail Internet Banking: A Study of Demographic Factors. Journal of Internet Banking and Commerce, 2013.