Identifying priority using an importance-performance matrix analysis (ipma): The case of internet banking in Malaysia

This study used the combined Technology Acceptance Model (TAM) and Theory of Planned Behavior (TPB) as the theoretical underpinning to examine the adoption of Internet banking. Five factors (perceived ease of use, perceived usefulness, attitude, subjective norms, and perceived behavioral control) we...

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Main Authors: Ramayah, T., Lo, May Chiun, Kamel, Rouibah, Oh, Sook May
Format: Article
Published: IGI Global 2014
Subjects:
Online Access:http://ir.unimas.my/id/eprint/18434/
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author Ramayah, T.
Lo, May Chiun
Kamel, Rouibah
Oh, Sook May
author_facet Ramayah, T.
Lo, May Chiun
Kamel, Rouibah
Oh, Sook May
author_sort Ramayah, T.
building UNIMAS Institutional Repository
collection Online Access
description This study used the combined Technology Acceptance Model (TAM) and Theory of Planned Behavior (TPB) as the theoretical underpinning to examine the adoption of Internet banking. Five factors (perceived ease of use, perceived usefulness, attitude, subjective norms, and perceived behavioral control) were identified to model their impact on intention to adopt Internet banking individual bank customers in Malaysia. Survey questions from prior studies were adopted and customized to collect data. A total of 239 customers responded to the survey. Partial least Square (PLS) SmartPLS M2 Version 2.0 was used for data analysis. Perceived ease of use significantly influenced perceived usefulness but did not impact attitude. Perceived usefulness was positively related to attitude and also intention to use. Attitude and subjective norm were significant predictors of intention to use while perceived behavioral control was not significant. Further to that we conducted an Importance-Performance matrix analysis to determine priority variables to focus on for the implications to practitioners.
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institution Universiti Malaysia Sarawak
institution_category Local University
last_indexed 2025-11-15T06:56:43Z
publishDate 2014
publisher IGI Global
recordtype eprints
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spelling unimas-184342017-11-07T01:04:30Z http://ir.unimas.my/id/eprint/18434/ Identifying priority using an importance-performance matrix analysis (ipma): The case of internet banking in Malaysia Ramayah, T. Lo, May Chiun Kamel, Rouibah Oh, Sook May H Social Sciences (General) This study used the combined Technology Acceptance Model (TAM) and Theory of Planned Behavior (TPB) as the theoretical underpinning to examine the adoption of Internet banking. Five factors (perceived ease of use, perceived usefulness, attitude, subjective norms, and perceived behavioral control) were identified to model their impact on intention to adopt Internet banking individual bank customers in Malaysia. Survey questions from prior studies were adopted and customized to collect data. A total of 239 customers responded to the survey. Partial least Square (PLS) SmartPLS M2 Version 2.0 was used for data analysis. Perceived ease of use significantly influenced perceived usefulness but did not impact attitude. Perceived usefulness was positively related to attitude and also intention to use. Attitude and subjective norm were significant predictors of intention to use while perceived behavioral control was not significant. Further to that we conducted an Importance-Performance matrix analysis to determine priority variables to focus on for the implications to practitioners. IGI Global 2014 Article PeerReviewed Ramayah, T. and Lo, May Chiun and Kamel, Rouibah and Oh, Sook May (2014) Identifying priority using an importance-performance matrix analysis (ipma): The case of internet banking in Malaysia. International Journal of E-Adoption (IJEA), 6 (1). pp. 1-15. ISSN 1937-9633 https://www.igi-global.com/article/identifying-priority-using-an-importance-performance-matrix-analysis-ipma/113760 DOI: 10.4018/ijea.2014010101
spellingShingle H Social Sciences (General)
Ramayah, T.
Lo, May Chiun
Kamel, Rouibah
Oh, Sook May
Identifying priority using an importance-performance matrix analysis (ipma): The case of internet banking in Malaysia
title Identifying priority using an importance-performance matrix analysis (ipma): The case of internet banking in Malaysia
title_full Identifying priority using an importance-performance matrix analysis (ipma): The case of internet banking in Malaysia
title_fullStr Identifying priority using an importance-performance matrix analysis (ipma): The case of internet banking in Malaysia
title_full_unstemmed Identifying priority using an importance-performance matrix analysis (ipma): The case of internet banking in Malaysia
title_short Identifying priority using an importance-performance matrix analysis (ipma): The case of internet banking in Malaysia
title_sort identifying priority using an importance-performance matrix analysis (ipma): the case of internet banking in malaysia
topic H Social Sciences (General)
url http://ir.unimas.my/id/eprint/18434/
http://ir.unimas.my/id/eprint/18434/
http://ir.unimas.my/id/eprint/18434/