Islamic finance and COVID-19 recovery: the role Profit-Loss Sharing Contract

This note uncovers the beauty of Islamic finance via its Profit-Loss Sharing Contract (PLSC) as a financing tool in helping the economy and businesses to recover from COVID-19 economic crisis. PLSC is a contract that shares business risks between participants, while Interest-Based Contract (IBC)...

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Main Authors: Aisyah Abdul-Rahman, Gholami, Reza
Format: Article
Language:English
Published: Penerbit Universiti Kebangsaan Malaysia 2020
Online Access:http://journalarticle.ukm.my/16766/
http://journalarticle.ukm.my/16766/1/43171-139603-1-PB.pdf
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author Aisyah Abdul-Rahman,
Gholami, Reza
author_facet Aisyah Abdul-Rahman,
Gholami, Reza
author_sort Aisyah Abdul-Rahman,
building UKM Institutional Repository
collection Online Access
description This note uncovers the beauty of Islamic finance via its Profit-Loss Sharing Contract (PLSC) as a financing tool in helping the economy and businesses to recover from COVID-19 economic crisis. PLSC is a contract that shares business risks between participants, while Interest-Based Contract (IBC) requires entrepreneurs to bear the entire business risks. Besides its fairness and justice in wealth creation and income distribution, past literature have shown that PLSC has been successfully adopted in various countries across industries. Redesign of mind-set and role from self-interest to common interest and from intermediaries to entrepreneurs are needed for the financial sector to embrace the benefits of PLSC towards achieving economic and societal sustainability.
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spelling oai:generic.eprints.org:167662021-06-14T02:44:25Z http://journalarticle.ukm.my/16766/ Islamic finance and COVID-19 recovery: the role Profit-Loss Sharing Contract Aisyah Abdul-Rahman, Gholami, Reza This note uncovers the beauty of Islamic finance via its Profit-Loss Sharing Contract (PLSC) as a financing tool in helping the economy and businesses to recover from COVID-19 economic crisis. PLSC is a contract that shares business risks between participants, while Interest-Based Contract (IBC) requires entrepreneurs to bear the entire business risks. Besides its fairness and justice in wealth creation and income distribution, past literature have shown that PLSC has been successfully adopted in various countries across industries. Redesign of mind-set and role from self-interest to common interest and from intermediaries to entrepreneurs are needed for the financial sector to embrace the benefits of PLSC towards achieving economic and societal sustainability. Penerbit Universiti Kebangsaan Malaysia 2020 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/16766/1/43171-139603-1-PB.pdf Aisyah Abdul-Rahman, and Gholami, Reza (2020) Islamic finance and COVID-19 recovery: the role Profit-Loss Sharing Contract. Jurnal Pengurusan, 59 . pp. 1-5. ISSN 0127-2713 https://ejournal.ukm.my/pengurusan/issue/view/1328
spellingShingle Aisyah Abdul-Rahman,
Gholami, Reza
Islamic finance and COVID-19 recovery: the role Profit-Loss Sharing Contract
title Islamic finance and COVID-19 recovery: the role Profit-Loss Sharing Contract
title_full Islamic finance and COVID-19 recovery: the role Profit-Loss Sharing Contract
title_fullStr Islamic finance and COVID-19 recovery: the role Profit-Loss Sharing Contract
title_full_unstemmed Islamic finance and COVID-19 recovery: the role Profit-Loss Sharing Contract
title_short Islamic finance and COVID-19 recovery: the role Profit-Loss Sharing Contract
title_sort islamic finance and covid-19 recovery: the role profit-loss sharing contract
url http://journalarticle.ukm.my/16766/
http://journalarticle.ukm.my/16766/
http://journalarticle.ukm.my/16766/1/43171-139603-1-PB.pdf