Retaining committed customers for a consumer bank: A study across search-experience-credence products

Researchers have discussed relational bonds that enhance customer commitment in different industries; however few of them specifically focus on the consumer-banking sector. In order to fill the gap, the study aims to investigate the impact of the three levels of the relational bonds; financial, soci...

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Main Author: May, Chia-Yun
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2005
Subjects:
Online Access:https://eprints.nottingham.ac.uk/20108/
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author May, Chia-Yun
author_facet May, Chia-Yun
author_sort May, Chia-Yun
building Nottingham Research Data Repository
collection Online Access
description Researchers have discussed relational bonds that enhance customer commitment in different industries; however few of them specifically focus on the consumer-banking sector. In order to fill the gap, the study aims to investigate the impact of the three levels of the relational bonds; financial, social and structural on the high-income segment's commitment in the Taiwan market across consumer-banking products/services, which were categorized into search, experience and credence (SEC) products/services. The research method conducted in the study was quantitative approach. Primary data were collected by questionnaires. Moreover, a two-stage survey was undertaken. At the first stage, the pilot study, consumer-banking product/services were categorized into three types, search, experience and credence. The second stage, the main survey, investigating the impact of three levels of bonds on customer commitment for each type of SEC products/services was conducted. The data of valid questionnaires were analyzed by SPSS11.5. Finally, two interviews with an expert and a target customer were undertaken as a supplement to understand the possible rationales behind the results of the survey. The findings of the study show that structural bonds have the greatest impact on customer commitment, following that are social bonds and then financial bonds for all the three banking SEC products/services. Additionally, social bonds for credence products/services also affect commitment nearly as strong as structure bonds. Finally, financial bonds enhance commitment significantly less for search products/services than that for experience and credence products/services.
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spelling nottingham-201082022-03-21T16:03:29Z https://eprints.nottingham.ac.uk/20108/ Retaining committed customers for a consumer bank: A study across search-experience-credence products May, Chia-Yun Researchers have discussed relational bonds that enhance customer commitment in different industries; however few of them specifically focus on the consumer-banking sector. In order to fill the gap, the study aims to investigate the impact of the three levels of the relational bonds; financial, social and structural on the high-income segment's commitment in the Taiwan market across consumer-banking products/services, which were categorized into search, experience and credence (SEC) products/services. The research method conducted in the study was quantitative approach. Primary data were collected by questionnaires. Moreover, a two-stage survey was undertaken. At the first stage, the pilot study, consumer-banking product/services were categorized into three types, search, experience and credence. The second stage, the main survey, investigating the impact of three levels of bonds on customer commitment for each type of SEC products/services was conducted. The data of valid questionnaires were analyzed by SPSS11.5. Finally, two interviews with an expert and a target customer were undertaken as a supplement to understand the possible rationales behind the results of the survey. The findings of the study show that structural bonds have the greatest impact on customer commitment, following that are social bonds and then financial bonds for all the three banking SEC products/services. Additionally, social bonds for credence products/services also affect commitment nearly as strong as structure bonds. Finally, financial bonds enhance commitment significantly less for search products/services than that for experience and credence products/services. 2005 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/20108/1/dissertation.pdf May, Chia-Yun (2005) Retaining committed customers for a consumer bank: A study across search-experience-credence products. [Dissertation (University of Nottingham only)] (Unpublished) relationship marketing;relational bonds; financial bonds;social bonds; structural bonds; search experience and credence products/services
spellingShingle relationship marketing;relational bonds; financial bonds;social bonds; structural bonds; search
experience and credence products/services
May, Chia-Yun
Retaining committed customers for a consumer bank: A study across search-experience-credence products
title Retaining committed customers for a consumer bank: A study across search-experience-credence products
title_full Retaining committed customers for a consumer bank: A study across search-experience-credence products
title_fullStr Retaining committed customers for a consumer bank: A study across search-experience-credence products
title_full_unstemmed Retaining committed customers for a consumer bank: A study across search-experience-credence products
title_short Retaining committed customers for a consumer bank: A study across search-experience-credence products
title_sort retaining committed customers for a consumer bank: a study across search-experience-credence products
topic relationship marketing;relational bonds; financial bonds;social bonds; structural bonds; search
experience and credence products/services
url https://eprints.nottingham.ac.uk/20108/