Can Insurance Increase Financial Risk? The Curious Case of Health Insurance in China

The most basic argument for insurance is that it reduces financial risk. But since insurance opens up new opportunities for consuming expensive high-technology care which permits health improvements that are valued by the insured, and because in many settings the provider is able and has an incentiv...

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Bibliographic Details
Main Authors:	Wagstaff, Adam, Lindelow, Magnus
Format:	Policy Research Working Paper
Language:	English
Published:	World Bank, Washington, DC 2012
Subjects:	AGED AGRICULTURAL WORKERS APPLICATIONS CATASTROPHIC EXPENDITURES CATASTROPHIC HEALTH EXPENDITURE CHOICE OF PROVIDER CHRONIC ILLNESS DIAGNOSIS DRUGS ECONOMICS OF HEALTH ECONOMICS OF HEALTH CARE EMPLOYMENT STATUS EXPENDITURES EXPOSURE FAMILIES FEE-FOR-SERVICE FINANCIAL PROTECTION FINANCIAL RESOURCES FINANCIAL RISK GOVERNMENT INSURANCE HEALTH CARE HEALTH CARE REFORM HEALTH CARE SPENDING HEALTH FINANCING HEALTH INDICATORS HEALTH INSURANCE HEALTH INSURANCE COVERAGE HEALTH INSURANCE SCHEME HEALTH INSURANCE SCHEMES HEALTH INSURERS HEALTH POLICY HEALTH SERVICES HEALTH SPENDING HEALTH STATUS HOUSEHOLD CONSUMPTION HOUSEHOLD INCOME HOUSEHOLD INCOME ON HEALTH HOUSEHOLD SURVEY HOUSEHOLD SURVEYS IMMUNIZATION INCOME DISTRIBUTION INSURANCE LIVING STANDARDS MEDICAL BILLS MEDICAL CARE MEDICAL EXPENSES MEDICAL INSURANCE MEDICAL SAVINGS ACCOUNTS MEDICAL TECHNOLOGY MEDICINES MORAL HAZARD MORTALITY NATIONAL HEALTH NUTRITION PATIENT PATIENTS PHYSICIANS POCKET PAYMENT POCKET PAYMENTS POLICY RESEARCH POOR POOR HEALTH POOR PEOPLE POVERTY IMPACT PRIVATE INSURANCE PRIVATE SCHEMES PROGRAMS PUBLIC INSURANCE RATES RISK SHARING RURAL RURAL AREAS RURAL HOUSEHOLD RURAL POPULATION RURAL RESIDENTS RURAL VILLAGES SAVINGS VISITS WORKERS
Online Access:	http://hdl.handle.net/10986/8506

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http://hdl.handle.net/10986/8506

Can Insurance Increase Financial Risk? The Curious Case of Health Insurance in China

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