After the Microfinance Crisis : Assessing the Role of Government-Led Microcredit Alternatives

In light of the recent microfinance crisis in South India, government-run institutions in general, and primary agricultural credit cooperatives in particular, may end up playing a larger role in the provision of financial services for the poor. Usi...

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Bibliographic Details
Main Authors:	de la Torre, Jordi, Giné, Xavier, Vishwanath, Tara
Format:	Policy Research Working Paper
Language:	English
Published:	2012
Subjects:	ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCOUNTING AGRICULTURAL COOPERATIVE AGRICULTURAL CREDIT ASSETS AVAILABILITY OF CREDIT BANK FINANCING BANK POLICY BANKING SYSTEM BANKS BORROWING BRIBE CLAIM COLLATERAL COLLATERAL REQUIREMENTS COLLATERALS COMMERCIAL BANKS CONTRACT ENFORCEMENT COOPERATIVE BANKING CREDIT COOPERATIVE CREDIT COOPERATIVES CREDIT DECISIONS CREDIT INCREASES CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT INSTITUTIONS CREDIT MARKETS CREDIT PROVIDERS CREDIT REGISTRIES CREDIT SOURCE CREDITOR CREDITOR RIGHTS DEBT DEBT OBLIGATIONS DEVELOPING COUNTRIES ECONOMICS ENFORCEMENT OF CREDIT CONTRACTS FARMERS FINANCIAL ACCESS FINANCIAL INSTITUTIONS FINANCIAL MANAGEMENT FINANCIAL MARKET FINANCIAL SERVICES FORGIVENESS FORMAL SOURCES OF CREDIT FULL REPAYMENT GOVERNMENT BANK GOVERNMENT INTERVENTION GOVERNMENT INTERVENTIONS GOVERNMENT INVOLVEMENT GOVERNMENT OWNERSHIP GREATER ACCESS GROUP ACCOUNT GUARANTOR HOUSEHOLDS INDEBTEDNESS INFORMAL CREDIT INFORMAL LENDERS INFORMAL LOANS INFORMATION INFRASTRUCTURE INTEREST RATE INTEREST RATE CALCULATION INTERNATIONAL BANK JOINT LIABILITY LEGISLATION LENDING INSTITUTIONS LIENS LOAN LOAN AMOUNT LOAN CHARACTERISTICS LOAN CONTRACT LOAN DECISIONS LOAN FUNDS LOAN LOSSES LOAN RECOVERIES LOAN REPAYMENT LOAN SIZE LOAN SIZES MARKET DISCIPLINE MARKET FAILURES MARKET PARTICIPANTS MATURITY MFI MFIS MICRO FINANCE MICRO FINANCE INSTITUTIONS MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE SECTOR MICROLOAN MONEY LENDER MONEY LENDING NEW BUSINESSES OUTSTANDING LOAN PAWN PAWN BROKER POLITICAL ECONOMY PRIVATE BANKS PRIVATE CREDIT PRODUCTIVITY PROPERTY OWNERSHIP PROPERTY RIGHTS RECORD KEEPING RECOVERY RATES REPAYMENT REPAYMENT OF LOAN REPAYMENT PRIORITY REPAYMENT RATES REPAYMENTS RESERVE RESERVE BANK RESERVE BANK OF INDIA RURAL BANK RURAL CREDIT RURAL CREDIT COOPERATIVES SAVINGS SMALL FARMER SMALL FARMERS SOCIAL WELFARE SOURCE OF CREDIT SOURCES OF CREDIT SUPPLY OF CREDIT VILLAGE VILLAGES
Online Access:	http://hdl.handle.net/10986/3570

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http://hdl.handle.net/10986/3570

After the Microfinance Crisis : Assessing the Role of Government-Led Microcredit Alternatives

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