| Summary: | The government of the state is committed to giving citizens affordable housing. To do
this, the government provided a basis for owning their own home for low-and
medium-income classes. The strategy is focused on the privatization of housing
policies implemented by a state agencies as a land owner and private entity as a
developer .. Through this policy, developers are expected to build affordable homes and
potential buyers need to obtain approval from Housing Division,Terengganu State
Secretary Office. Privatization with LTA WNT has found that there are affordable of
housing that developers have completed successfully but have yet to market. This
research aimed to establish the factors that contributed to the unsold unit's . The
outcome of the interview was that the list of purchaser names supplied by Housing
Division,Terengganu State Secretary Office was not bankable for financial institution
financing. This is because the number of applicants issued does not surpass the terms
of the financing conditions of the bank. Based on these results, the study indicates that
the state government should provide a method of self-financing as a means of
facilities that could be given to eligible homeowners who are not eligible for bank
loans. The findings of this study can hopefully be used as a guideline for future studies
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