APA (7th ed.) Citation

Pang, J. Y. (1996). Understanding banking services and facilities (New ed.). Times.

Chicago Style (17th ed.) Citation

Pang, Johnson Yok. Understanding Banking Services and Facilities. New ed. Shah Alam, Selangor: Times, 1996.

MLA (9th ed.) Citation

Pang, Johnson Yok. Understanding Banking Services and Facilities. New ed. Times, 1996.