Published 2018
“…The paper highlights four important findings: (1) SSB’s expertise in Sharia and banking-related areas lower credit risk, (2) higher board independence is likely to reduce credit risk when SSBs consist of
Sharia advisors
with expertise in Sharia and banking-related areas, (3) higher RC independence is likely to reduce credit risk when SSBs consist of
Sharia advisors with expertise in Sharia and banking-related areas and (4) the reducing effect of RC on credit risk is conditional upon the higher participation of female
Sharia advisors in SSBs. …”
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