Assessing the influence of Islamic banks' products' quality features on customer satisfaction in Nigeria
Islamic banking is essential in today’s competitive banking markets. Research in Islamic banking worldwide is focussed mainly on how distinct is Islamic banking from the conventional banking. This research aims at investigating the factors responsible for the satisfaction of Islamic banking customer...
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| Format: | Article |
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Path of Science
2018
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| Online Access: | http://eprints.uthm.edu.my/4312/ |
| _version_ | 1848888254214963200 |
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| author | Baba, Bashir Mohamed Zabri, Shafie Kaseri, Ahmad |
| author_facet | Baba, Bashir Mohamed Zabri, Shafie Kaseri, Ahmad |
| author_sort | Baba, Bashir |
| building | UTHM Institutional Repository |
| collection | Online Access |
| description | Islamic banking is essential in today’s competitive banking markets. Research in Islamic banking worldwide is focussed mainly on how distinct is Islamic banking from the conventional banking. This research aims at investigating the factors responsible for the satisfaction of Islamic banking customers. The study seeks to identify the Islamic banking products’ quality features as they relate to customer satisfaction, to examine the level of customer satisfaction on Islamic banking products’ in Nigeria. Three research questions and four hypotheses are formulated to guide the study. The methodology employed was a quantitative approach using a questionnaire as a tool for the collection of data. The respondents for this study are customers of Ja’iz bank Nigeria plc, the major Islamic bank in Nigeria. A convenient sampling technique was adopted to select the sample from the population (customers) of the Ja’iz bank plc. in Northern Nigeria. Hence self-administered questionnaire was chosen to gather the data. The data analysis was done using Statistical Package for Social Sciences (SPSS) version 23.0 and PLS-SEM 3. The results show that perceived quality of the products significantly influences customers satisfaction. It also indicates that there is a higher correlation between the cost of using the products and the level of customer satisfaction, that is to say, customers are very cost conscious as they would like to use the products at a lower cost than the current obtainable one. The customers also showed a higher level of convenience in using the Islamic banking products, and compliance score indicated that the customers are satisfied that Islamic bank in Nigeria is Shari’ah compliant. This result serves as a signal to service providers in knowing what type of the products customers enjoyed using, and which of the products needed improvement so as to provide customers with what they want most, in order for the banks to keep the existing customers intact and lure more potential customers, and to the policymakers, regulators and other relevant stakeholders to play their respective roles toward sustaining Islamic banking industry in Nigeria |
| first_indexed | 2025-11-15T20:07:21Z |
| format | Article |
| id | uthm-4312 |
| institution | Universiti Tun Hussein Onn Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-15T20:07:21Z |
| publishDate | 2018 |
| publisher | Path of Science |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uthm-43122021-12-02T03:10:23Z http://eprints.uthm.edu.my/4312/ Assessing the influence of Islamic banks' products' quality features on customer satisfaction in Nigeria Baba, Bashir Mohamed Zabri, Shafie Kaseri, Ahmad HG1501-3550 Banking Islamic banking is essential in today’s competitive banking markets. Research in Islamic banking worldwide is focussed mainly on how distinct is Islamic banking from the conventional banking. This research aims at investigating the factors responsible for the satisfaction of Islamic banking customers. The study seeks to identify the Islamic banking products’ quality features as they relate to customer satisfaction, to examine the level of customer satisfaction on Islamic banking products’ in Nigeria. Three research questions and four hypotheses are formulated to guide the study. The methodology employed was a quantitative approach using a questionnaire as a tool for the collection of data. The respondents for this study are customers of Ja’iz bank Nigeria plc, the major Islamic bank in Nigeria. A convenient sampling technique was adopted to select the sample from the population (customers) of the Ja’iz bank plc. in Northern Nigeria. Hence self-administered questionnaire was chosen to gather the data. The data analysis was done using Statistical Package for Social Sciences (SPSS) version 23.0 and PLS-SEM 3. The results show that perceived quality of the products significantly influences customers satisfaction. It also indicates that there is a higher correlation between the cost of using the products and the level of customer satisfaction, that is to say, customers are very cost conscious as they would like to use the products at a lower cost than the current obtainable one. The customers also showed a higher level of convenience in using the Islamic banking products, and compliance score indicated that the customers are satisfied that Islamic bank in Nigeria is Shari’ah compliant. This result serves as a signal to service providers in knowing what type of the products customers enjoyed using, and which of the products needed improvement so as to provide customers with what they want most, in order for the banks to keep the existing customers intact and lure more potential customers, and to the policymakers, regulators and other relevant stakeholders to play their respective roles toward sustaining Islamic banking industry in Nigeria Path of Science 2018 Article PeerReviewed Baba, Bashir and Mohamed Zabri, Shafie and Kaseri, Ahmad (2018) Assessing the influence of Islamic banks' products' quality features on customer satisfaction in Nigeria. Path of Science, 4 (6). pp. 4001-4015. ISSN 2413-9009 http://dx.doi.org/10.22178/pos.35-4 |
| spellingShingle | HG1501-3550 Banking Baba, Bashir Mohamed Zabri, Shafie Kaseri, Ahmad Assessing the influence of Islamic banks' products' quality features on customer satisfaction in Nigeria |
| title | Assessing the influence of Islamic banks' products' quality features on customer satisfaction in Nigeria |
| title_full | Assessing the influence of Islamic banks' products' quality features on customer satisfaction in Nigeria |
| title_fullStr | Assessing the influence of Islamic banks' products' quality features on customer satisfaction in Nigeria |
| title_full_unstemmed | Assessing the influence of Islamic banks' products' quality features on customer satisfaction in Nigeria |
| title_short | Assessing the influence of Islamic banks' products' quality features on customer satisfaction in Nigeria |
| title_sort | assessing the influence of islamic banks' products' quality features on customer satisfaction in nigeria |
| topic | HG1501-3550 Banking |
| url | http://eprints.uthm.edu.my/4312/ http://eprints.uthm.edu.my/4312/ |