Willingness of Generation Z towards financial planning
Although Generation Z has never had more access to financial information due to digital transformation, most of them are unable to handle even the most fundamental aspects of money management. The current study looks at four key factors—financial knowledge, financial attitude, financial behavior, an...
| Main Authors: | , , , |
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| Format: | Final Year Project / Dissertation / Thesis |
| Published: |
2024
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| Subjects: | |
| Online Access: | http://eprints.utar.edu.my/6904/ http://eprints.utar.edu.my/6904/1/Lee_Jin_Sheng_20ABB03792.pdf |
| _version_ | 1848886796765626368 |
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| author | Lee, Jin Sheng Soo, Jin Shen Lim, Tiong Wei Yee, Wil Shen |
| author_facet | Lee, Jin Sheng Soo, Jin Shen Lim, Tiong Wei Yee, Wil Shen |
| author_sort | Lee, Jin Sheng |
| building | UTAR Institutional Repository |
| collection | Online Access |
| description | Although Generation Z has never had more access to financial information due to digital transformation, most of them are unable to handle even the most fundamental aspects of money management. The current study looks at four key factors—financial knowledge, financial attitude, financial behavior, and financial literacy to determine the willingness of Generation Z towards financial planning. Questionnaires were sent to 385 members of the Malaysian Gen-Z population, chosen using probability sampling, to gather data for this research. Afterwards, it was determined by multiple linear regression analysis that the willingness of generation Z towards financial planning is significantly influenced by financial knowledge, financial attitude, financial behavior and financial literacy. The final section offers suggestions for creating financial education initiatives that specifically address the needs of Generation Z to raise their level of financial knowledge, financial behavior, financial attitude and financial literacy. In doing so, the study continues to add to the body of knowledge regarding financial planning while also strengthening the case for developing a generation that is more robust and more financially prepared. |
| first_indexed | 2025-11-15T19:44:11Z |
| format | Final Year Project / Dissertation / Thesis |
| id | utar-6904 |
| institution | Universiti Tunku Abdul Rahman |
| institution_category | Local University |
| last_indexed | 2025-11-15T19:44:11Z |
| publishDate | 2024 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | utar-69042025-02-03T07:24:16Z Willingness of Generation Z towards financial planning Lee, Jin Sheng Soo, Jin Shen Lim, Tiong Wei Yee, Wil Shen HA Statistics HM Sociology Although Generation Z has never had more access to financial information due to digital transformation, most of them are unable to handle even the most fundamental aspects of money management. The current study looks at four key factors—financial knowledge, financial attitude, financial behavior, and financial literacy to determine the willingness of Generation Z towards financial planning. Questionnaires were sent to 385 members of the Malaysian Gen-Z population, chosen using probability sampling, to gather data for this research. Afterwards, it was determined by multiple linear regression analysis that the willingness of generation Z towards financial planning is significantly influenced by financial knowledge, financial attitude, financial behavior and financial literacy. The final section offers suggestions for creating financial education initiatives that specifically address the needs of Generation Z to raise their level of financial knowledge, financial behavior, financial attitude and financial literacy. In doing so, the study continues to add to the body of knowledge regarding financial planning while also strengthening the case for developing a generation that is more robust and more financially prepared. 2024-06 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/6904/1/Lee_Jin_Sheng_20ABB03792.pdf Lee, Jin Sheng and Soo, Jin Shen and Lim, Tiong Wei and Yee, Wil Shen (2024) Willingness of Generation Z towards financial planning. Final Year Project, UTAR. http://eprints.utar.edu.my/6904/ |
| spellingShingle | HA Statistics HM Sociology Lee, Jin Sheng Soo, Jin Shen Lim, Tiong Wei Yee, Wil Shen Willingness of Generation Z towards financial planning |
| title | Willingness of Generation Z towards financial planning |
| title_full | Willingness of Generation Z towards financial planning |
| title_fullStr | Willingness of Generation Z towards financial planning |
| title_full_unstemmed | Willingness of Generation Z towards financial planning |
| title_short | Willingness of Generation Z towards financial planning |
| title_sort | willingness of generation z towards financial planning |
| topic | HA Statistics HM Sociology |
| url | http://eprints.utar.edu.my/6904/ http://eprints.utar.edu.my/6904/1/Lee_Jin_Sheng_20ABB03792.pdf |