Factors influencing the intention to use buy now pay later in Malaysia

Buy Now Pay Later (BNPL) has become more and more famous in the last few years, especially during the Covid-19. People all around the world started to use Buy Now Pay Later when they were purchasing online via certain applications such as Atome, SpayLater, Hoolah, so on and so forth. Thus, the aim o...

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Main Author: Loh, Pui Yee
Format: Final Year Project / Dissertation / Thesis
Published: 2023
Subjects:
Online Access:http://eprints.utar.edu.my/6310/
http://eprints.utar.edu.my/6310/1/202306%2D17_Loh_Pui_Yee_LOH_PUI_YEE.pdf
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author Loh, Pui Yee
author_facet Loh, Pui Yee
author_sort Loh, Pui Yee
building UTAR Institutional Repository
collection Online Access
description Buy Now Pay Later (BNPL) has become more and more famous in the last few years, especially during the Covid-19. People all around the world started to use Buy Now Pay Later when they were purchasing online via certain applications such as Atome, SpayLater, Hoolah, so on and so forth. Thus, the aim of this research is to study the relationship between performance expectancy, effort expectancy, facilitating conditions, social influence, materialism, trust, and satisfaction with the intention to use Buy Now Pay Later in Malaysia. In this study, the researcher has adopted the Unified Theory of Technology Acceptance and Technology Use (UTAUT) to develop a conceptual framework based on the context of Buy Now Pay Later. Besides that, there were a total of 270 sets of survey questionnaires distributed to local Buy Now Pay Later users. However, only 255 sets were used for data analysis. From the findings and results, it shows that only performance expectancy, social influence, and satisfaction are significantly influencing the intention to use Buy Now Pay Later, whereas effort expectancy, facilitating conditions, materialism, and trust are not significantly influencing the intention to use Buy Now Pay Later. In short, this research provides some theoretical and practical implications for practitioners and academics, which will help them to have a better understanding of Buy Now Pay Later in the future.
first_indexed 2025-11-15T19:41:45Z
format Final Year Project / Dissertation / Thesis
id utar-6310
institution Universiti Tunku Abdul Rahman
institution_category Local University
last_indexed 2025-11-15T19:41:45Z
publishDate 2023
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spelling utar-63102024-04-08T17:59:51Z Factors influencing the intention to use buy now pay later in Malaysia Loh, Pui Yee H Social Sciences (General) HF Commerce Buy Now Pay Later (BNPL) has become more and more famous in the last few years, especially during the Covid-19. People all around the world started to use Buy Now Pay Later when they were purchasing online via certain applications such as Atome, SpayLater, Hoolah, so on and so forth. Thus, the aim of this research is to study the relationship between performance expectancy, effort expectancy, facilitating conditions, social influence, materialism, trust, and satisfaction with the intention to use Buy Now Pay Later in Malaysia. In this study, the researcher has adopted the Unified Theory of Technology Acceptance and Technology Use (UTAUT) to develop a conceptual framework based on the context of Buy Now Pay Later. Besides that, there were a total of 270 sets of survey questionnaires distributed to local Buy Now Pay Later users. However, only 255 sets were used for data analysis. From the findings and results, it shows that only performance expectancy, social influence, and satisfaction are significantly influencing the intention to use Buy Now Pay Later, whereas effort expectancy, facilitating conditions, materialism, and trust are not significantly influencing the intention to use Buy Now Pay Later. In short, this research provides some theoretical and practical implications for practitioners and academics, which will help them to have a better understanding of Buy Now Pay Later in the future. 2023 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/6310/1/202306%2D17_Loh_Pui_Yee_LOH_PUI_YEE.pdf Loh, Pui Yee (2023) Factors influencing the intention to use buy now pay later in Malaysia. Final Year Project, UTAR. http://eprints.utar.edu.my/6310/
spellingShingle H Social Sciences (General)
HF Commerce
Loh, Pui Yee
Factors influencing the intention to use buy now pay later in Malaysia
title Factors influencing the intention to use buy now pay later in Malaysia
title_full Factors influencing the intention to use buy now pay later in Malaysia
title_fullStr Factors influencing the intention to use buy now pay later in Malaysia
title_full_unstemmed Factors influencing the intention to use buy now pay later in Malaysia
title_short Factors influencing the intention to use buy now pay later in Malaysia
title_sort factors influencing the intention to use buy now pay later in malaysia
topic H Social Sciences (General)
HF Commerce
url http://eprints.utar.edu.my/6310/
http://eprints.utar.edu.my/6310/1/202306%2D17_Loh_Pui_Yee_LOH_PUI_YEE.pdf