A study on Malaysian’s intention to accept digital bank
This research aims to examine Malaysian’s intention to accept digital bank. The research draws primarily from the Diffusion of Innovation Theory (DOI), encompassing factors such as complexity, compatibility, and relative advantage while trust gained from external sources. The research targets respon...
| Main Authors: | , , , |
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| Format: | Final Year Project / Dissertation / Thesis |
| Published: |
2023
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| Subjects: | |
| Online Access: | http://eprints.utar.edu.my/6056/ http://eprints.utar.edu.my/6056/1/fyp_FN_2023_ABYL.pdf |
| _version_ | 1848886577296572416 |
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| author | Bong, Amy Yu Ling Chua, Hwee Ling Soh, Min Hang Soh, Yen Sin |
| author_facet | Bong, Amy Yu Ling Chua, Hwee Ling Soh, Min Hang Soh, Yen Sin |
| author_sort | Bong, Amy Yu Ling |
| building | UTAR Institutional Repository |
| collection | Online Access |
| description | This research aims to examine Malaysian’s intention to accept digital bank. The research draws primarily from the Diffusion of Innovation Theory (DOI), encompassing factors such as complexity, compatibility, and relative advantage while trust gained from external sources. The research targets respondents from the Generation Z demographic in Malaysia, aged between 18 and 26. A total of 205 responses were collected and utilized for data analysis. The research methodology employed in this study involves the use of Partial Least Squares Structural Equation Modelling (PLS-SEM) with SmartPLS 4.0 software. The analysis encompasses various aspects, including outer loading, Cronbach's alpha, composite reliability, average variance extracted (AVE), discriminant validity, collinearity, path coefficient significance, predictive modeling, and effect size. The research findings indicate that compatibility, relative advantage, and trust significantly influence the intention of Malaysians to adopt digital banking. However, complexity is insignificantly impacting their intention to accept digital banking. This paper also includes a discussion of the relationships between variables and the implications of the research. Additionally, it addresses limitations and provides recommendations, offering a more comprehensive and detailed outlook for future research and use by digital bank license holders. |
| first_indexed | 2025-11-15T19:40:42Z |
| format | Final Year Project / Dissertation / Thesis |
| id | utar-6056 |
| institution | Universiti Tunku Abdul Rahman |
| institution_category | Local University |
| last_indexed | 2025-11-15T19:40:42Z |
| publishDate | 2023 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | utar-60562023-12-22T09:46:38Z A study on Malaysian’s intention to accept digital bank Bong, Amy Yu Ling Chua, Hwee Ling Soh, Min Hang Soh, Yen Sin HB Economic Theory HJ Public Finance This research aims to examine Malaysian’s intention to accept digital bank. The research draws primarily from the Diffusion of Innovation Theory (DOI), encompassing factors such as complexity, compatibility, and relative advantage while trust gained from external sources. The research targets respondents from the Generation Z demographic in Malaysia, aged between 18 and 26. A total of 205 responses were collected and utilized for data analysis. The research methodology employed in this study involves the use of Partial Least Squares Structural Equation Modelling (PLS-SEM) with SmartPLS 4.0 software. The analysis encompasses various aspects, including outer loading, Cronbach's alpha, composite reliability, average variance extracted (AVE), discriminant validity, collinearity, path coefficient significance, predictive modeling, and effect size. The research findings indicate that compatibility, relative advantage, and trust significantly influence the intention of Malaysians to adopt digital banking. However, complexity is insignificantly impacting their intention to accept digital banking. This paper also includes a discussion of the relationships between variables and the implications of the research. Additionally, it addresses limitations and provides recommendations, offering a more comprehensive and detailed outlook for future research and use by digital bank license holders. 2023-05 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/6056/1/fyp_FN_2023_ABYL.pdf Bong, Amy Yu Ling and Chua, Hwee Ling and Soh, Min Hang and Soh, Yen Sin (2023) A study on Malaysian’s intention to accept digital bank. Final Year Project, UTAR. http://eprints.utar.edu.my/6056/ |
| spellingShingle | HB Economic Theory HJ Public Finance Bong, Amy Yu Ling Chua, Hwee Ling Soh, Min Hang Soh, Yen Sin A study on Malaysian’s intention to accept digital bank |
| title | A study on Malaysian’s intention to accept digital bank |
| title_full | A study on Malaysian’s intention to accept digital bank |
| title_fullStr | A study on Malaysian’s intention to accept digital bank |
| title_full_unstemmed | A study on Malaysian’s intention to accept digital bank |
| title_short | A study on Malaysian’s intention to accept digital bank |
| title_sort | study on malaysian’s intention to accept digital bank |
| topic | HB Economic Theory HJ Public Finance |
| url | http://eprints.utar.edu.my/6056/ http://eprints.utar.edu.my/6056/1/fyp_FN_2023_ABYL.pdf |