APA (7th ed.) Citation

Cheang, X. Y., Lim, J. M., Ng, K. Y., & Thor, M. H. (2023). Online payment scam: What have caused it?

Chicago Style (17th ed.) Citation

Cheang, Xin Yi, Jas Min Lim, Kha Yong Ng, and Min Hui Thor. Online Payment Scam: What Have Caused It? 2023.

MLA (9th ed.) Citation

Cheang, Xin Yi, et al. Online Payment Scam: What Have Caused It? 2023.