The acceptance of commercial insurance or takaful during Covid-19 among young working adults in Malaysia

The General Insurance Industry has stated that there is a significant decrease in the gross direct premiums of commercial insurance or takaful. The objective of this research is to examine the factors affecting the acceptance of commercial insurance or takaful among the young working adults in Malay...

Full description

Bibliographic Details
Main Authors: Ang, Shu Yi, Cha, Pui Mun, Chung, Suet Yee, Hee, Jay Min, Tai, Jia Gee
Format: Final Year Project / Dissertation / Thesis
Published: 2022
Subjects:
Online Access:http://eprints.utar.edu.my/5024/
http://eprints.utar.edu.my/5024/1/fyp_BF_2022_ASY.pdf
_version_ 1848886306426322944
author Ang, Shu Yi
Cha, Pui Mun
Chung, Suet Yee
Hee, Jay Min
Tai, Jia Gee
author_facet Ang, Shu Yi
Cha, Pui Mun
Chung, Suet Yee
Hee, Jay Min
Tai, Jia Gee
author_sort Ang, Shu Yi
building UTAR Institutional Repository
collection Online Access
description The General Insurance Industry has stated that there is a significant decrease in the gross direct premiums of commercial insurance or takaful. The objective of this research is to examine the factors affecting the acceptance of commercial insurance or takaful among the young working adults in Malaysia during Covid-19. Four independent variables that used in this study to indicate the factors that influence the acceptance of young working adults to purchase commercial insurance or takaful include awareness or knowledge, attitude, demographic factors (gender, income level, number of family members and occupation) and the attribute of agents. 300 sets of questionnaires were distributed through online in Google Form. IBM SPSS Statistics was used to analyses ad interpret the collected data. The data was analysed using descriptive analysis, reliability test, normality test, Pearson Correlation Coefficient Analysis and Multiple Linear Regression. The result shows that all the independent variables are significant to dependent variable except for the awareness or knowledge of young working adults. Nonetheless, there are some limitations and recommendations in this study that will be further discussed in later chapters.
first_indexed 2025-11-15T19:36:24Z
format Final Year Project / Dissertation / Thesis
id utar-5024
institution Universiti Tunku Abdul Rahman
institution_category Local University
last_indexed 2025-11-15T19:36:24Z
publishDate 2022
recordtype eprints
repository_type Digital Repository
spelling utar-50242022-12-29T07:54:09Z The acceptance of commercial insurance or takaful during Covid-19 among young working adults in Malaysia Ang, Shu Yi Cha, Pui Mun Chung, Suet Yee Hee, Jay Min Tai, Jia Gee HB Economic Theory HG Finance HJ Public Finance The General Insurance Industry has stated that there is a significant decrease in the gross direct premiums of commercial insurance or takaful. The objective of this research is to examine the factors affecting the acceptance of commercial insurance or takaful among the young working adults in Malaysia during Covid-19. Four independent variables that used in this study to indicate the factors that influence the acceptance of young working adults to purchase commercial insurance or takaful include awareness or knowledge, attitude, demographic factors (gender, income level, number of family members and occupation) and the attribute of agents. 300 sets of questionnaires were distributed through online in Google Form. IBM SPSS Statistics was used to analyses ad interpret the collected data. The data was analysed using descriptive analysis, reliability test, normality test, Pearson Correlation Coefficient Analysis and Multiple Linear Regression. The result shows that all the independent variables are significant to dependent variable except for the awareness or knowledge of young working adults. Nonetheless, there are some limitations and recommendations in this study that will be further discussed in later chapters. 2022-04 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/5024/1/fyp_BF_2022_ASY.pdf Ang, Shu Yi and Cha, Pui Mun and Chung, Suet Yee and Hee, Jay Min and Tai, Jia Gee (2022) The acceptance of commercial insurance or takaful during Covid-19 among young working adults in Malaysia. Final Year Project, UTAR. http://eprints.utar.edu.my/5024/
spellingShingle HB Economic Theory
HG Finance
HJ Public Finance
Ang, Shu Yi
Cha, Pui Mun
Chung, Suet Yee
Hee, Jay Min
Tai, Jia Gee
The acceptance of commercial insurance or takaful during Covid-19 among young working adults in Malaysia
title The acceptance of commercial insurance or takaful during Covid-19 among young working adults in Malaysia
title_full The acceptance of commercial insurance or takaful during Covid-19 among young working adults in Malaysia
title_fullStr The acceptance of commercial insurance or takaful during Covid-19 among young working adults in Malaysia
title_full_unstemmed The acceptance of commercial insurance or takaful during Covid-19 among young working adults in Malaysia
title_short The acceptance of commercial insurance or takaful during Covid-19 among young working adults in Malaysia
title_sort acceptance of commercial insurance or takaful during covid-19 among young working adults in malaysia
topic HB Economic Theory
HG Finance
HJ Public Finance
url http://eprints.utar.edu.my/5024/
http://eprints.utar.edu.my/5024/1/fyp_BF_2022_ASY.pdf