Mobile money agent network: key towards digital financial inclusion
Whilst the word advancing towards digital empowerment, unbanked and underbanked individuals still exist. Therefore, this study is conducted to investigate the digital-focused determinants that aid in boosting DFI. Particularly, we focus on two key variables which we suspect them playing major roles...
| Main Authors: | , , |
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| Format: | Final Year Project / Dissertation / Thesis |
| Published: |
2022
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| Subjects: | |
| Online Access: | http://eprints.utar.edu.my/4807/ http://eprints.utar.edu.my/4807/1/fyp_FN_2022_GYX.pdf |
| Summary: | Whilst the word advancing towards digital empowerment, unbanked and underbanked individuals still exist. Therefore, this study is conducted to investigate the digital-focused determinants that aid in boosting DFI. Particularly, we focus on two key variables which we suspect them playing major roles in boosting DFI, namely internet bandwidth and mobile money agent. This is a quantitative study using secondary data extracted from International Monetary Fund (IMF) Working paper, World Development Indicators, International Telecommunication Union (ITU), Global Findex data and Financial Access Survey (FAS). OLS and Quantile regression are used to estimate the data. To conclude, our findings suggested that mobile money agent is the main contributor of countries achieving high DFI index. Then, followed by internet bandwidth also playing a significant role in elevating DFI. |
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