APA (7th ed.) Citation

Chia, A. L., Fang, W. Y., Low, K. C., Poon, T. C., & Tan, W. L. (2022). Factors affecting the personal saving behaviour among UTAR staffs during covid-19.

Chicago Style (17th ed.) Citation

Chia, Aii Lilien, Wei Yen Fang, Kai Chi Low, Tat Chi Poon, and Wei Li Tan. Factors Affecting the Personal Saving Behaviour Among UTAR Staffs During Covid-19. 2022.

MLA (9th ed.) Citation

Chia, Aii Lilien, et al. Factors Affecting the Personal Saving Behaviour Among UTAR Staffs During Covid-19. 2022.

Warning: These citations may not always be 100% accurate.