The individual savings behaviour in Malaysian new villages
Malaysians are facing a low and stagnant income, which lead to a low rate of savings. The savings rate of household in rural area is usually lower than urban area. New village is one of the places in rural area which surrounded by Chinese communities. The objective of this study is to investigate th...
| Main Authors: | , , , , |
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| Format: | Final Year Project / Dissertation / Thesis |
| Published: |
2019
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| Subjects: | |
| Online Access: | http://eprints.utar.edu.my/3927/ http://eprints.utar.edu.my/3927/1/fyp_FN_2019_TACX_%2D_1502845.pdf |
| _version_ | 1848886027938168832 |
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| author | Tan, Alex Che Xin Cheong, Wai Lorn Chong, Chun Juen Lee, Roger Liou, Ye Hang |
| author_facet | Tan, Alex Che Xin Cheong, Wai Lorn Chong, Chun Juen Lee, Roger Liou, Ye Hang |
| author_sort | Tan, Alex Che Xin |
| building | UTAR Institutional Repository |
| collection | Online Access |
| description | Malaysians are facing a low and stagnant income, which lead to a low rate of savings. The savings rate of household in rural area is usually lower than urban area. New village is one of the places in rural area which surrounded by Chinese communities. The objective of this study is to investigate the factors affecting the individual savings behaviour in Malaysian new villages. The independent variables include financial literacy, financial socialization agents and financial risk tolerance. In order to conduct informative research, questionnaire is constructed and distributed physically and electronically to 396 villagers in Johor new villages. The data are then gathered and rearranged in order to carry out extensive analysis on the pattern, causality, consistency and significance of the relationship between variables by using SPSS software. The results obtained from SPSS indicate that the financial literacy and financial socialization agents exhibit a significant relationship with savings behaviour. Nevertheless, financial risk tolerance shows a negative impact on savings behaviour. The results of this study are consistent with the expectation relationship. |
| first_indexed | 2025-11-15T19:31:58Z |
| format | Final Year Project / Dissertation / Thesis |
| id | utar-3927 |
| institution | Universiti Tunku Abdul Rahman |
| institution_category | Local University |
| last_indexed | 2025-11-15T19:31:58Z |
| publishDate | 2019 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | utar-39272021-01-07T07:26:04Z The individual savings behaviour in Malaysian new villages Tan, Alex Che Xin Cheong, Wai Lorn Chong, Chun Juen Lee, Roger Liou, Ye Hang HG Finance Malaysians are facing a low and stagnant income, which lead to a low rate of savings. The savings rate of household in rural area is usually lower than urban area. New village is one of the places in rural area which surrounded by Chinese communities. The objective of this study is to investigate the factors affecting the individual savings behaviour in Malaysian new villages. The independent variables include financial literacy, financial socialization agents and financial risk tolerance. In order to conduct informative research, questionnaire is constructed and distributed physically and electronically to 396 villagers in Johor new villages. The data are then gathered and rearranged in order to carry out extensive analysis on the pattern, causality, consistency and significance of the relationship between variables by using SPSS software. The results obtained from SPSS indicate that the financial literacy and financial socialization agents exhibit a significant relationship with savings behaviour. Nevertheless, financial risk tolerance shows a negative impact on savings behaviour. The results of this study are consistent with the expectation relationship. 2019-08-15 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/3927/1/fyp_FN_2019_TACX_%2D_1502845.pdf Tan, Alex Che Xin and Cheong, Wai Lorn and Chong, Chun Juen and Lee, Roger and Liou, Ye Hang (2019) The individual savings behaviour in Malaysian new villages. Final Year Project, UTAR. http://eprints.utar.edu.my/3927/ |
| spellingShingle | HG Finance Tan, Alex Che Xin Cheong, Wai Lorn Chong, Chun Juen Lee, Roger Liou, Ye Hang The individual savings behaviour in Malaysian new villages |
| title | The individual savings behaviour in Malaysian new villages |
| title_full | The individual savings behaviour in Malaysian new villages |
| title_fullStr | The individual savings behaviour in Malaysian new villages |
| title_full_unstemmed | The individual savings behaviour in Malaysian new villages |
| title_short | The individual savings behaviour in Malaysian new villages |
| title_sort | individual savings behaviour in malaysian new villages |
| topic | HG Finance |
| url | http://eprints.utar.edu.my/3927/ http://eprints.utar.edu.my/3927/1/fyp_FN_2019_TACX_%2D_1502845.pdf |