APA (7th ed.) Citation

Hoe, H. L., Koh, B. L., Liang, Z. Y., Lim, P. N., & Yap, J. E. (2018). Factors affecting personal financing in Malaysia.

Chicago Style (17th ed.) Citation

Hoe, Huey Leng, Bao Ling Koh, Zee Yan Liang, Pei Nee Lim, and Jo Ee Yap. Factors Affecting Personal Financing in Malaysia. 2018.

MLA (9th ed.) Citation

Hoe, Huey Leng, et al. Factors Affecting Personal Financing in Malaysia. 2018.