APA (7th ed.) Citation

Yong, Y. C., Yong, G. H., Kuan, V. W. Y., Too, S. B., & Ng, C. H. (2013). Personal financial literacy among tertiary level students.

Chicago Style (17th ed.) Citation

Yong, Yun Cheng, Gah Hee Yong, Vivien Wai Ying Kuan, Siaw Bei Too, and Ching Hwa Ng. Personal Financial Literacy Among Tertiary Level Students. 2013.

MLA (9th ed.) Citation

Yong, Yun Cheng, et al. Personal Financial Literacy Among Tertiary Level Students. 2013.

Warning: These citations may not always be 100% accurate.