Factors Affecting Credit Card Usage
Spending via the using of credit cards has reached an alarming level and had prompted Bank Negara Malaysia to take some drastic actions including increasing the minimum monthly payment from 5% to 15% and imposing an annual surcharge of RM50.00 per card, to curb the spending. As at June 1996, There...
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| Format: | Thesis |
| Language: | English |
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1998
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| Online Access: | http://eprints.usm.my/62181/ http://eprints.usm.my/62181/1/Pages%20from%20Syed%20Sharaff%20bin%20Syed%20Ahmad.pdf |
| _version_ | 1848884911820242944 |
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| author | Syed Ahmad, Syed Sharaff |
| author_facet | Syed Ahmad, Syed Sharaff |
| author_sort | Syed Ahmad, Syed Sharaff |
| building | USM Institutional Repository |
| collection | Online Access |
| description | Spending via the using of credit cards has reached an alarming level and had prompted Bank Negara Malaysia to take some drastic actions including increasing the minimum
monthly payment from 5% to 15% and imposing an annual surcharge of RM50.00 per card, to curb the spending. As at June 1996, There were estimated more than 2 million
cards issued in this country with a total transaction of RM4.1 billion. This study will make an attempt to find out why do people use the cards and whether the demographic
and psychographic factors of the card users have a bearing on their level of usage. |
| first_indexed | 2025-11-15T19:14:14Z |
| format | Thesis |
| id | usm-62181 |
| institution | Universiti Sains Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-15T19:14:14Z |
| publishDate | 1998 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | usm-621812025-05-06T02:09:33Z http://eprints.usm.my/62181/ Factors Affecting Credit Card Usage Syed Ahmad, Syed Sharaff HG1-9999 Finance Spending via the using of credit cards has reached an alarming level and had prompted Bank Negara Malaysia to take some drastic actions including increasing the minimum monthly payment from 5% to 15% and imposing an annual surcharge of RM50.00 per card, to curb the spending. As at June 1996, There were estimated more than 2 million cards issued in this country with a total transaction of RM4.1 billion. This study will make an attempt to find out why do people use the cards and whether the demographic and psychographic factors of the card users have a bearing on their level of usage. 1998-03 Thesis NonPeerReviewed application/pdf en http://eprints.usm.my/62181/1/Pages%20from%20Syed%20Sharaff%20bin%20Syed%20Ahmad.pdf Syed Ahmad, Syed Sharaff (1998) Factors Affecting Credit Card Usage. Masters thesis, Universiti Sains Malaysia. |
| spellingShingle | HG1-9999 Finance Syed Ahmad, Syed Sharaff Factors Affecting Credit Card Usage |
| title | Factors Affecting Credit Card Usage |
| title_full | Factors Affecting Credit Card Usage |
| title_fullStr | Factors Affecting Credit Card Usage |
| title_full_unstemmed | Factors Affecting Credit Card Usage |
| title_short | Factors Affecting Credit Card Usage |
| title_sort | factors affecting credit card usage |
| topic | HG1-9999 Finance |
| url | http://eprints.usm.my/62181/ http://eprints.usm.my/62181/1/Pages%20from%20Syed%20Sharaff%20bin%20Syed%20Ahmad.pdf |