The Influence Of Risk Management On Commercial Banks' Performance In Malaysia

The purpose of this study is to examine the relationship between bank capital, liquidity, leverage and performance of commercial banks in Malaysia during 1997 - 2006. To assess the overall performance of commercial banks, one of the risk factors highlighted by Bank Negara Malaysia was used in thi...

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Main Author: Hamid, Zainab Sal
Format: Thesis
Language:English
Published: 2007
Subjects:
Online Access:http://eprints.usm.my/47446/
http://eprints.usm.my/47446/1/ZAINAB%20SAL%20HAMID0000%20cut.pdf
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author Hamid, Zainab Sal
author_facet Hamid, Zainab Sal
author_sort Hamid, Zainab Sal
building USM Institutional Repository
collection Online Access
description The purpose of this study is to examine the relationship between bank capital, liquidity, leverage and performance of commercial banks in Malaysia during 1997 - 2006. To assess the overall performance of commercial banks, one of the risk factors highlighted by Bank Negara Malaysia was used in this research which is risk-weighted capital ratio (RWCR) as a moderator. Secondary data were used and the sources of data are gathered from Bank Negara Malaysia annual report. Regression technique was employed to test the performance of these banks. The study revealed that the commercial banks performance can be further improved with the influence of risk management practices in the bank management. Results from the analysis disclosed that RW AR which is the component of capital and RWCR were found to be significantly influenced the overall bank performance whereas CDR and DER are not significantly related. To gauge the bank soundness, risk management measures are crucial and it is imperative for banks to study their risk exposure in order to achieve strategic business objectives.
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language English
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spelling usm-474462020-10-22T03:03:25Z http://eprints.usm.my/47446/ The Influence Of Risk Management On Commercial Banks' Performance In Malaysia Hamid, Zainab Sal HD28-70 Management. Industrial Management The purpose of this study is to examine the relationship between bank capital, liquidity, leverage and performance of commercial banks in Malaysia during 1997 - 2006. To assess the overall performance of commercial banks, one of the risk factors highlighted by Bank Negara Malaysia was used in this research which is risk-weighted capital ratio (RWCR) as a moderator. Secondary data were used and the sources of data are gathered from Bank Negara Malaysia annual report. Regression technique was employed to test the performance of these banks. The study revealed that the commercial banks performance can be further improved with the influence of risk management practices in the bank management. Results from the analysis disclosed that RW AR which is the component of capital and RWCR were found to be significantly influenced the overall bank performance whereas CDR and DER are not significantly related. To gauge the bank soundness, risk management measures are crucial and it is imperative for banks to study their risk exposure in order to achieve strategic business objectives. 2007-06 Thesis NonPeerReviewed application/pdf en http://eprints.usm.my/47446/1/ZAINAB%20SAL%20HAMID0000%20cut.pdf Hamid, Zainab Sal (2007) The Influence Of Risk Management On Commercial Banks' Performance In Malaysia. Masters thesis, Universiti Sains Malaysia.
spellingShingle HD28-70 Management. Industrial Management
Hamid, Zainab Sal
The Influence Of Risk Management On Commercial Banks' Performance In Malaysia
title The Influence Of Risk Management On Commercial Banks' Performance In Malaysia
title_full The Influence Of Risk Management On Commercial Banks' Performance In Malaysia
title_fullStr The Influence Of Risk Management On Commercial Banks' Performance In Malaysia
title_full_unstemmed The Influence Of Risk Management On Commercial Banks' Performance In Malaysia
title_short The Influence Of Risk Management On Commercial Banks' Performance In Malaysia
title_sort influence of risk management on commercial banks' performance in malaysia
topic HD28-70 Management. Industrial Management
url http://eprints.usm.my/47446/
http://eprints.usm.my/47446/1/ZAINAB%20SAL%20HAMID0000%20cut.pdf