An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank
Nigeria sebagai sebuah negara membangun telah berhadapan dengan kadar kemiskinan yang tinggi saban tahun hingga kini. Oleh kerana itu, kerajaan Nigeria telah melaksanakan pelbagai dasar dan program untuk memperbaiki keadaan tersebut. Walau bagaimanapun, kebanyakan dari dasar dan program yang dija...
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| Format: | Thesis |
| Language: | English |
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2016
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| Online Access: | http://eprints.usm.my/31686/ http://eprints.usm.my/31686/1/ADIJAT_OLUBUKOLA_OLATEJU_24.pdf |
| _version_ | 1848876636208889856 |
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| author | Olubukola Olateju, Adijat |
| author_facet | Olubukola Olateju, Adijat |
| author_sort | Olubukola Olateju, Adijat |
| building | USM Institutional Repository |
| collection | Online Access |
| description | Nigeria sebagai sebuah negara membangun telah berhadapan dengan kadar
kemiskinan yang tinggi saban tahun hingga kini. Oleh kerana itu, kerajaan Nigeria telah
melaksanakan pelbagai dasar dan program untuk memperbaiki keadaan tersebut. Walau
bagaimanapun, kebanyakan dari dasar dan program yang dijalankan telah gagal akibat dari
rasuah, halangan-halangan birokrasi, dasar yang tidak konsisten dan kekurangan pemantauan
dan penilaian yang berkesan. Ekoran dari itu, kerajaan telah menyedari akan keperluan untuk
melaksanakan dasar pro-miskin seperti program bank kewangan mikro (MFB) yang
memberi tumpuan kepada kesejahteraan golongan miskin, meningkatkan pembangunan
keusahawanan supaya pekerjaan dapat diwujudkan, dan bagi tujuan menjana pembangunan
sosio-ekonomi. Kerajaan, melalui Bank Pusat Nigeria (CBN) telah menggalakkan MFB
untuk memberi pinjaman kepada Perusahann-perusahaan Mikro, Kecil dan Sederhana
(Micro, Small and Medium Enterprises atau MSMEs) dengan perhatian yang lebih kepada
perusahaan-perusahaan mikro (ME).
Nigeria as a developing country has been facing high rates of poverty over the years.
Given this, the government has embarked on many policies and programmes meant to
ameliorate the situation. However, most of these policies and programmes have failed due to
corruption, bureaucratic bottlenecks, inconsistency in policies, and lack of effective
monitoring and evaluation. Hence, the government has realised the need to embark on propoor
policies such as Micro-Finance Bank (MFB) programme with focus on the well-being
of the poor, enhance entrepreneurship development, so that employment can be generated,
and thereby bring about socio-economic development. The government, through the Central
Bank of Nigeria (CBN) has encouraged MFB to lend to Micro, Small and Medium
Enterprises (MSMEs) with more emphasis on Microenterprises (MEs). |
| first_indexed | 2025-11-15T17:02:42Z |
| format | Thesis |
| id | usm-31686 |
| institution | Universiti Sains Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-15T17:02:42Z |
| publishDate | 2016 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | usm-316862019-04-12T05:25:26Z http://eprints.usm.my/31686/ An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank Olubukola Olateju, Adijat H1-99 Social sciences (General) Nigeria sebagai sebuah negara membangun telah berhadapan dengan kadar kemiskinan yang tinggi saban tahun hingga kini. Oleh kerana itu, kerajaan Nigeria telah melaksanakan pelbagai dasar dan program untuk memperbaiki keadaan tersebut. Walau bagaimanapun, kebanyakan dari dasar dan program yang dijalankan telah gagal akibat dari rasuah, halangan-halangan birokrasi, dasar yang tidak konsisten dan kekurangan pemantauan dan penilaian yang berkesan. Ekoran dari itu, kerajaan telah menyedari akan keperluan untuk melaksanakan dasar pro-miskin seperti program bank kewangan mikro (MFB) yang memberi tumpuan kepada kesejahteraan golongan miskin, meningkatkan pembangunan keusahawanan supaya pekerjaan dapat diwujudkan, dan bagi tujuan menjana pembangunan sosio-ekonomi. Kerajaan, melalui Bank Pusat Nigeria (CBN) telah menggalakkan MFB untuk memberi pinjaman kepada Perusahann-perusahaan Mikro, Kecil dan Sederhana (Micro, Small and Medium Enterprises atau MSMEs) dengan perhatian yang lebih kepada perusahaan-perusahaan mikro (ME). Nigeria as a developing country has been facing high rates of poverty over the years. Given this, the government has embarked on many policies and programmes meant to ameliorate the situation. However, most of these policies and programmes have failed due to corruption, bureaucratic bottlenecks, inconsistency in policies, and lack of effective monitoring and evaluation. Hence, the government has realised the need to embark on propoor policies such as Micro-Finance Bank (MFB) programme with focus on the well-being of the poor, enhance entrepreneurship development, so that employment can be generated, and thereby bring about socio-economic development. The government, through the Central Bank of Nigeria (CBN) has encouraged MFB to lend to Micro, Small and Medium Enterprises (MSMEs) with more emphasis on Microenterprises (MEs). 2016-02 Thesis NonPeerReviewed application/pdf en http://eprints.usm.my/31686/1/ADIJAT_OLUBUKOLA_OLATEJU_24.pdf Olubukola Olateju, Adijat (2016) An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank. PhD thesis, Universiti Sains Malaysia. |
| spellingShingle | H1-99 Social sciences (General) Olubukola Olateju, Adijat An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank |
| title | An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank |
| title_full | An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank |
| title_fullStr | An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank |
| title_full_unstemmed | An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank |
| title_short | An Assessment Of The Impact Of Microfinance Programme On Socioeconomic Well-Being And Business Growth Of Micro Entrepreneurs In Nigeria: A Case Study Of Cowries Microfinance Bank |
| title_sort | assessment of the impact of microfinance programme on socioeconomic well-being and business growth of micro entrepreneurs in nigeria: a case study of cowries microfinance bank |
| topic | H1-99 Social sciences (General) |
| url | http://eprints.usm.my/31686/ http://eprints.usm.my/31686/1/ADIJAT_OLUBUKOLA_OLATEJU_24.pdf |