APA (7th ed.) Citation

Cheu, S. P., & Loke, Y. J. (2008). Credit Cardhotders: Distinguishing The Good Apples From The Bad Apples.

Chicago Style (17th ed.) Citation

Cheu, See Peng, and Yiing Jia Loke. Credit Cardhotders: Distinguishing The Good Apples From The Bad Apples. 2008.

MLA (9th ed.) Citation

Cheu, See Peng, and Yiing Jia Loke. Credit Cardhotders: Distinguishing The Good Apples From The Bad Apples. 2008.

Warning: These citations may not always be 100% accurate.