APA (7th ed.) Citation

Manoharan, S., Ab Rahman, R., & Abu Bakar, E. (2020). Exploring commercial environmental factors affecting the adoption of mobile payment. Pennwell Corporation.

Chicago Style (17th ed.) Citation

Manoharan, Sharmila, Rozanah Ab Rahman, and Elistina Abu Bakar. Exploring Commercial Environmental Factors Affecting the Adoption of Mobile Payment. Pennwell Corporation, 2020.

MLA (9th ed.) Citation

Manoharan, Sharmila, et al. Exploring Commercial Environmental Factors Affecting the Adoption of Mobile Payment. Pennwell Corporation, 2020.

Warning: These citations may not always be 100% accurate.