Challenges and ownership issues facing by low (B40) and medium income group (M40) in Selangor

A shelter is a necessity based on Maslow’s hierarchy of needs and in the present situation, owning a home is quite difficult for low-income earners living in urban area. Currently, it was found that people living in a city mostly prefer to rent rather thanbuying a house due to the expe...

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Main Authors: Mohamed Osman, Mariana, Zainudin, Farah Eleena, Rabe, Noor Suzilawati, Hitam, Mizan, Ponrahono, Zakiah
Format: Article
Language:English
Published: Malaysian Institute of Planners 2020
Online Access:http://psasir.upm.edu.my/id/eprint/88112/
http://psasir.upm.edu.my/id/eprint/88112/1/ABSTRACT.pdf
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author Mohamed Osman, Mariana
Zainudin, Farah Eleena
Rabe, Noor Suzilawati
Hitam, Mizan
Ponrahono, Zakiah
author_facet Mohamed Osman, Mariana
Zainudin, Farah Eleena
Rabe, Noor Suzilawati
Hitam, Mizan
Ponrahono, Zakiah
author_sort Mohamed Osman, Mariana
building UPM Institutional Repository
collection Online Access
description A shelter is a necessity based on Maslow’s hierarchy of needs and in the present situation, owning a home is quite difficult for low-income earners living in urban area. Currently, it was found that people living in a city mostly prefer to rent rather thanbuying a house due to the expensive house prices. Access to decent and affordable housing can be consider as fundamental human right and the government have the responsibility to address this human right issue. Thus, the study tries to analyse the perception of community specifically within the B40 and M40 living in Selangor towards the idea of purchasing a house. The study surveyed 500 respondents using stratified random sampling. The study found that the main challenges was the high prices of property, followed by unable to obtained loan and high monlty expenses that lead to them unable to pay for the 10% deposit of the house. In term of affordability level, with level 3 considered as afforabable range, the study found that Petaling and Kuala Langat were severely unaffordable followed by Hulu Langat, Klang, Sepang and Sabak Bernam (Seriously unaffordable) and Hulu Selangor, Kuala Selangor and Gombak were at moderately unaffordable.
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spelling upm-881122022-05-18T03:25:08Z http://psasir.upm.edu.my/id/eprint/88112/ Challenges and ownership issues facing by low (B40) and medium income group (M40) in Selangor Mohamed Osman, Mariana Zainudin, Farah Eleena Rabe, Noor Suzilawati Hitam, Mizan Ponrahono, Zakiah A shelter is a necessity based on Maslow’s hierarchy of needs and in the present situation, owning a home is quite difficult for low-income earners living in urban area. Currently, it was found that people living in a city mostly prefer to rent rather thanbuying a house due to the expensive house prices. Access to decent and affordable housing can be consider as fundamental human right and the government have the responsibility to address this human right issue. Thus, the study tries to analyse the perception of community specifically within the B40 and M40 living in Selangor towards the idea of purchasing a house. The study surveyed 500 respondents using stratified random sampling. The study found that the main challenges was the high prices of property, followed by unable to obtained loan and high monlty expenses that lead to them unable to pay for the 10% deposit of the house. In term of affordability level, with level 3 considered as afforabable range, the study found that Petaling and Kuala Langat were severely unaffordable followed by Hulu Langat, Klang, Sepang and Sabak Bernam (Seriously unaffordable) and Hulu Selangor, Kuala Selangor and Gombak were at moderately unaffordable. Malaysian Institute of Planners 2020 Article PeerReviewed text en http://psasir.upm.edu.my/id/eprint/88112/1/ABSTRACT.pdf Mohamed Osman, Mariana and Zainudin, Farah Eleena and Rabe, Noor Suzilawati and Hitam, Mizan and Ponrahono, Zakiah (2020) Challenges and ownership issues facing by low (B40) and medium income group (M40) in Selangor. Planning Malaysia, 18 (3). 218 - 228. ISSN 1675-6215 https://www.planningmalaysia.org/index.php/pmj/issue/view/36
spellingShingle Mohamed Osman, Mariana
Zainudin, Farah Eleena
Rabe, Noor Suzilawati
Hitam, Mizan
Ponrahono, Zakiah
Challenges and ownership issues facing by low (B40) and medium income group (M40) in Selangor
title Challenges and ownership issues facing by low (B40) and medium income group (M40) in Selangor
title_full Challenges and ownership issues facing by low (B40) and medium income group (M40) in Selangor
title_fullStr Challenges and ownership issues facing by low (B40) and medium income group (M40) in Selangor
title_full_unstemmed Challenges and ownership issues facing by low (B40) and medium income group (M40) in Selangor
title_short Challenges and ownership issues facing by low (B40) and medium income group (M40) in Selangor
title_sort challenges and ownership issues facing by low (b40) and medium income group (m40) in selangor
url http://psasir.upm.edu.my/id/eprint/88112/
http://psasir.upm.edu.my/id/eprint/88112/
http://psasir.upm.edu.my/id/eprint/88112/1/ABSTRACT.pdf