Perceived risk towards continual usage intention of online banking
This study aims to determine the perceived risk towards continual usage intention of online banking in Malaysia. The perceived risk variables are adopted from Theory of Perceived Risk to further examine the influence to continual usage intention of online banking in Malaysia which inclu...
| Main Authors: | , , |
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| Format: | Article |
| Published: |
Academia Industry Networks
2019
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| Online Access: | http://psasir.upm.edu.my/id/eprint/81659/ |
| _version_ | 1848859156441726976 |
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| author | Mohd Tahir, Hirnissa Mohd Ashhari, Zariyawati Tye, Ying Ying |
| author_facet | Mohd Tahir, Hirnissa Mohd Ashhari, Zariyawati Tye, Ying Ying |
| author_sort | Mohd Tahir, Hirnissa |
| building | UPM Institutional Repository |
| collection | Online Access |
| description | This study aims to determine the perceived risk towards continual usage intention of online banking in Malaysia. The perceived risk variables are adopted from Theory of Perceived Risk to further examine the influence to continual usage intention of online banking in Malaysia which included privacy risk, financial risk, social risk, time risk, performance risk and psychological risk. This research was distributed through online questionnaire by using convenient sampling technique to collect the data. A total of 400 respondents were obtained from online banking user who are above 18 years old in Malaysia. Multiple Linear Regression analysis was used to analyze the relationship between perceived risk and continual usage intention of online banking in Malaysia. The result revealed two perceived risks (time risk and psychological risk) were found to significantly influence the continual usage intention of online banking in Malaysia. |
| first_indexed | 2025-11-15T12:24:52Z |
| format | Article |
| id | upm-81659 |
| institution | Universiti Putra Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-15T12:24:52Z |
| publishDate | 2019 |
| publisher | Academia Industry Networks |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | upm-816592023-02-07T01:49:24Z http://psasir.upm.edu.my/id/eprint/81659/ Perceived risk towards continual usage intention of online banking Mohd Tahir, Hirnissa Mohd Ashhari, Zariyawati Tye, Ying Ying This study aims to determine the perceived risk towards continual usage intention of online banking in Malaysia. The perceived risk variables are adopted from Theory of Perceived Risk to further examine the influence to continual usage intention of online banking in Malaysia which included privacy risk, financial risk, social risk, time risk, performance risk and psychological risk. This research was distributed through online questionnaire by using convenient sampling technique to collect the data. A total of 400 respondents were obtained from online banking user who are above 18 years old in Malaysia. Multiple Linear Regression analysis was used to analyze the relationship between perceived risk and continual usage intention of online banking in Malaysia. The result revealed two perceived risks (time risk and psychological risk) were found to significantly influence the continual usage intention of online banking in Malaysia. Academia Industry Networks 2019-09-17 Article PeerReviewed Mohd Tahir, Hirnissa and Mohd Ashhari, Zariyawati and Tye, Ying Ying (2019) Perceived risk towards continual usage intention of online banking. Advanced Journal of Accounting and Finance, 1 (1). pp. 10-18. ISSN 2710-625X https://myjms.mohe.gov.my/index.php/ajaf/article/view/7051 |
| spellingShingle | Mohd Tahir, Hirnissa Mohd Ashhari, Zariyawati Tye, Ying Ying Perceived risk towards continual usage intention of online banking |
| title | Perceived risk towards continual usage intention of online banking |
| title_full | Perceived risk towards continual usage intention of online banking |
| title_fullStr | Perceived risk towards continual usage intention of online banking |
| title_full_unstemmed | Perceived risk towards continual usage intention of online banking |
| title_short | Perceived risk towards continual usage intention of online banking |
| title_sort | perceived risk towards continual usage intention of online banking |
| url | http://psasir.upm.edu.my/id/eprint/81659/ http://psasir.upm.edu.my/id/eprint/81659/ |