Islamic law and modern guarantees in Malaysia

The guarantee is regarded as the most common instrument used in the business of commercial banks. Being simplest and least expensive, it is regarded as the most acceptable form of security in the banking lending transactions. However, due to the ‘unfettered discretion’ that the law gives to the cre...

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Main Author: Ab Rahman, Suhaimi
Format: Article
Language:English
Published: Faculty of Economics and Management, Universiti Putra Malaysia 2007
Online Access:http://psasir.upm.edu.my/id/eprint/678/
http://psasir.upm.edu.my/id/eprint/678/1/bab09.pdf
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author Ab Rahman, Suhaimi
author_facet Ab Rahman, Suhaimi
author_sort Ab Rahman, Suhaimi
building UPM Institutional Repository
collection Online Access
description The guarantee is regarded as the most common instrument used in the business of commercial banks. Being simplest and least expensive, it is regarded as the most acceptable form of security in the banking lending transactions. However, due to the ‘unfettered discretion’ that the law gives to the creditor banker upon defaults, the reception of the instrument has decreased. This paper seeks to discuss the above issue in the light of Islamic legal point vis-à-vis the current position of Malaysian law of guarantee. The paper suggests that amendments should be made to the existing laws and this could be made through the process of harmonization of Islamic and Malaysian laws.
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spelling upm-6782015-07-06T23:58:03Z http://psasir.upm.edu.my/id/eprint/678/ Islamic law and modern guarantees in Malaysia Ab Rahman, Suhaimi The guarantee is regarded as the most common instrument used in the business of commercial banks. Being simplest and least expensive, it is regarded as the most acceptable form of security in the banking lending transactions. However, due to the ‘unfettered discretion’ that the law gives to the creditor banker upon defaults, the reception of the instrument has decreased. This paper seeks to discuss the above issue in the light of Islamic legal point vis-à-vis the current position of Malaysian law of guarantee. The paper suggests that amendments should be made to the existing laws and this could be made through the process of harmonization of Islamic and Malaysian laws. Faculty of Economics and Management, Universiti Putra Malaysia 2007-12 Article PeerReviewed application/pdf en http://psasir.upm.edu.my/id/eprint/678/1/bab09.pdf Ab Rahman, Suhaimi (2007) Islamic law and modern guarantees in Malaysia. International Journal of Economics and Management, 1 (3). pp. 477-501. ISSN 1823-836X http://econ.upm.edu.my/ijem/vol1_no3.htm
spellingShingle Ab Rahman, Suhaimi
Islamic law and modern guarantees in Malaysia
title Islamic law and modern guarantees in Malaysia
title_full Islamic law and modern guarantees in Malaysia
title_fullStr Islamic law and modern guarantees in Malaysia
title_full_unstemmed Islamic law and modern guarantees in Malaysia
title_short Islamic law and modern guarantees in Malaysia
title_sort islamic law and modern guarantees in malaysia
url http://psasir.upm.edu.my/id/eprint/678/
http://psasir.upm.edu.my/id/eprint/678/
http://psasir.upm.edu.my/id/eprint/678/1/bab09.pdf