Determinants of bank profitability in a developing economy: empirical evidence from the Philippines
The present paper seeks to examine the determinants of Philippines banks profitability during the period 1990–2005. The empirical findings suggest that all the bank-specific determinant variables have a statistically significantly impact on bank profitability. The empirical findings suggest that siz...
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| Format: | Article |
| Language: | English |
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Asian Academy of Management (AAM) and Penerbit Universiti Sains Malaysia
2008
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| Online Access: | http://psasir.upm.edu.my/id/eprint/56384/ http://psasir.upm.edu.my/id/eprint/56384/1/Determinants%20of%20bank%20profitability%20in%20a%20developing%20economy%20empirical%20evidence%20from%20the%20Philippines.pdf |
| _version_ | 1848853068671614976 |
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| author | Sufian, Fadzlan Razali Chong, Royfaizal |
| author_facet | Sufian, Fadzlan Razali Chong, Royfaizal |
| author_sort | Sufian, Fadzlan |
| building | UPM Institutional Repository |
| collection | Online Access |
| description | The present paper seeks to examine the determinants of Philippines banks profitability during the period 1990–2005. The empirical findings suggest that all the bank-specific determinant variables have a statistically significantly impact on bank profitability. The empirical findings suggest that size, credit risk, and expense preference behaviour are negatively related to banks' profitability, while non-interest income and capitalisation have a positive impact. During the period under study, the results suggest that inflation has a negative impact on bank profitability, while the impact of economic growth, money supply, and stock market capitalisation have not significantly explained the variations in the profitability of the Philippines banks. |
| first_indexed | 2025-11-15T10:48:06Z |
| format | Article |
| id | upm-56384 |
| institution | Universiti Putra Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-15T10:48:06Z |
| publishDate | 2008 |
| publisher | Asian Academy of Management (AAM) and Penerbit Universiti Sains Malaysia |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | upm-563842017-07-31T09:13:02Z http://psasir.upm.edu.my/id/eprint/56384/ Determinants of bank profitability in a developing economy: empirical evidence from the Philippines Sufian, Fadzlan Razali Chong, Royfaizal The present paper seeks to examine the determinants of Philippines banks profitability during the period 1990–2005. The empirical findings suggest that all the bank-specific determinant variables have a statistically significantly impact on bank profitability. The empirical findings suggest that size, credit risk, and expense preference behaviour are negatively related to banks' profitability, while non-interest income and capitalisation have a positive impact. During the period under study, the results suggest that inflation has a negative impact on bank profitability, while the impact of economic growth, money supply, and stock market capitalisation have not significantly explained the variations in the profitability of the Philippines banks. Asian Academy of Management (AAM) and Penerbit Universiti Sains Malaysia 2008 Article PeerReviewed application/pdf en http://psasir.upm.edu.my/id/eprint/56384/1/Determinants%20of%20bank%20profitability%20in%20a%20developing%20economy%20empirical%20evidence%20from%20the%20Philippines.pdf Sufian, Fadzlan and Razali Chong, Royfaizal (2008) Determinants of bank profitability in a developing economy: empirical evidence from the Philippines. Asian Academy of Management Journal of Accounting and Finance, 4 (2). pp. 91-112. ISSN 1823-4992; ESSN: 2180-4192 http://web.usm.my/journal/aamjaf/vol4_2_2008.html |
| spellingShingle | Sufian, Fadzlan Razali Chong, Royfaizal Determinants of bank profitability in a developing economy: empirical evidence from the Philippines |
| title | Determinants of bank profitability in a developing economy: empirical evidence from the Philippines |
| title_full | Determinants of bank profitability in a developing economy: empirical evidence from the Philippines |
| title_fullStr | Determinants of bank profitability in a developing economy: empirical evidence from the Philippines |
| title_full_unstemmed | Determinants of bank profitability in a developing economy: empirical evidence from the Philippines |
| title_short | Determinants of bank profitability in a developing economy: empirical evidence from the Philippines |
| title_sort | determinants of bank profitability in a developing economy: empirical evidence from the philippines |
| url | http://psasir.upm.edu.my/id/eprint/56384/ http://psasir.upm.edu.my/id/eprint/56384/ http://psasir.upm.edu.my/id/eprint/56384/1/Determinants%20of%20bank%20profitability%20in%20a%20developing%20economy%20empirical%20evidence%20from%20the%20Philippines.pdf |