Factors affecting youth bankrupty in Malaysia
The aim of this study is to determine factors affecting youth bankruptcy in Malaysia.This study provides theoretical evidences that will benefit the financial institutions in the improvement of borrowing and lending by avoiding excessive debt among customers. In addition, it will expand the current...
| Main Authors: | , |
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| Format: | Book Section |
| Language: | English |
| Published: |
Perpustakaan Sultan Abdul Samad, Universiti Putra Malaysia
2015
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| Online Access: | http://psasir.upm.edu.my/id/eprint/51160/ http://psasir.upm.edu.my/id/eprint/51160/1/paper2%20FACTORS%20AFFECTING%20YOUTH%20BANKRUPTCY%20IN%20MALAYSIA.pdf |
| _version_ | 1848851756827541504 |
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| author | F., Diana-Rose Mohd Ashhari, Zariyawati |
| author_facet | F., Diana-Rose Mohd Ashhari, Zariyawati |
| author_sort | F., Diana-Rose |
| building | UPM Institutional Repository |
| collection | Online Access |
| description | The aim of this study is to determine factors affecting youth bankruptcy in Malaysia.This study provides theoretical evidences that will benefit the financial institutions in the improvement of borrowing and lending by avoiding excessive debt among customers. In addition, it will expand the current knowledge and increase awareness
of bankruptcy among youth. Thus, this research paper pursues two objectives: to provide a statistical profile of youth bankruptcy and to investigate factors affecting
youth bankruptcy in Malaysia. An overview of statistical youth filing for bankruptcy was acquired from the Malaysia Department of Insolvency (MDI). The interviews were performed and questionnaires were distributed to 140 individual who filed for bankruptcy in the Malaysia Department of Insolvency (MDI) and Credit Counseling
and Debt Management Agency (AKPK). There are seven hypotheses used in testing study aspects, namely gender, race, education, marital status, occupation, work experience, and loans. Hence, result of regression analysis shows that six out of seven variables are significant to the dependent variable. The lack of discipline regarding
financial management is why many youth in Malaysians today carry major debts and face a high probability of going bankrupt. |
| first_indexed | 2025-11-15T10:27:15Z |
| format | Book Section |
| id | upm-51160 |
| institution | Universiti Putra Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-15T10:27:15Z |
| publishDate | 2015 |
| publisher | Perpustakaan Sultan Abdul Samad, Universiti Putra Malaysia |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | upm-511602017-03-03T04:08:36Z http://psasir.upm.edu.my/id/eprint/51160/ Factors affecting youth bankrupty in Malaysia F., Diana-Rose Mohd Ashhari, Zariyawati The aim of this study is to determine factors affecting youth bankruptcy in Malaysia.This study provides theoretical evidences that will benefit the financial institutions in the improvement of borrowing and lending by avoiding excessive debt among customers. In addition, it will expand the current knowledge and increase awareness of bankruptcy among youth. Thus, this research paper pursues two objectives: to provide a statistical profile of youth bankruptcy and to investigate factors affecting youth bankruptcy in Malaysia. An overview of statistical youth filing for bankruptcy was acquired from the Malaysia Department of Insolvency (MDI). The interviews were performed and questionnaires were distributed to 140 individual who filed for bankruptcy in the Malaysia Department of Insolvency (MDI) and Credit Counseling and Debt Management Agency (AKPK). There are seven hypotheses used in testing study aspects, namely gender, race, education, marital status, occupation, work experience, and loans. Hence, result of regression analysis shows that six out of seven variables are significant to the dependent variable. The lack of discipline regarding financial management is why many youth in Malaysians today carry major debts and face a high probability of going bankrupt. Perpustakaan Sultan Abdul Samad, Universiti Putra Malaysia 2015 Book Section PeerReviewed application/pdf en http://psasir.upm.edu.my/id/eprint/51160/1/paper2%20FACTORS%20AFFECTING%20YOUTH%20BANKRUPTCY%20IN%20MALAYSIA.pdf F., Diana-Rose and Mohd Ashhari, Zariyawati (2015) Factors affecting youth bankrupty in Malaysia. In: UPM - SAGE Publications Young Writer's Award 2015 Papers. Perpustakaan Sultan Abdul Samad, Universiti Putra Malaysia, Serdang, Selangor, pp. 18-34. ISBN ; EISBN: 9789673446414 http://www.epsas.upm.edu.my/upmsage |
| spellingShingle | F., Diana-Rose Mohd Ashhari, Zariyawati Factors affecting youth bankrupty in Malaysia |
| title | Factors affecting youth bankrupty in Malaysia |
| title_full | Factors affecting youth bankrupty in Malaysia |
| title_fullStr | Factors affecting youth bankrupty in Malaysia |
| title_full_unstemmed | Factors affecting youth bankrupty in Malaysia |
| title_short | Factors affecting youth bankrupty in Malaysia |
| title_sort | factors affecting youth bankrupty in malaysia |
| url | http://psasir.upm.edu.my/id/eprint/51160/ http://psasir.upm.edu.my/id/eprint/51160/ http://psasir.upm.edu.my/id/eprint/51160/1/paper2%20FACTORS%20AFFECTING%20YOUTH%20BANKRUPTCY%20IN%20MALAYSIA.pdf |