Determinants of employees' financial well-being: the moderation effect of working sector

The purpose of this study is to examine factors affecting financial well-being among public and private employees in Malaysia. The results of this study can be used for better understanding on the relationships between and among determinants of financial well-being by highlighting the relationships...

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Main Authors: Sabri, Mohamad Fazli, Falahati, Leila, Masud, Jariah, Paim, Laily
Format: Conference or Workshop Item
Language:English
Published: Persatuan Ekonomi Pengguna dan Keluarga Malaysia (MACFEA) 2012
Online Access:http://psasir.upm.edu.my/id/eprint/31698/
http://psasir.upm.edu.my/id/eprint/31698/1/MACFEA16-19.pdf
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author Sabri, Mohamad Fazli
Falahati, Leila
Masud, Jariah
Paim, Laily
author_facet Sabri, Mohamad Fazli
Falahati, Leila
Masud, Jariah
Paim, Laily
author_sort Sabri, Mohamad Fazli
building UPM Institutional Repository
collection Online Access
description The purpose of this study is to examine factors affecting financial well-being among public and private employees in Malaysia. The results of this study can be used for better understanding on the relationships between and among determinants of financial well-being by highlighting the relationships among financial literacy, financial behavior, financial management, financial problems, and financial stress. Samples were selected using multi-stage sampling technique among employees in public and private sectors. A total of 2,000 completed questionnaires were analyzed using path analysis to identify direct and indirect effects on financial well-being. The results indicate that financial behavior, financial management, financial problems and financial stress are significant predictors of financial well-being among employees in public and private sectors. In contrast, financial literacy contributes to predict financial well-being among public sectors but not among private sectors. Findings from this study have important implication with respect to the need of workplace financial education.
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format Conference or Workshop Item
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institution Universiti Putra Malaysia
institution_category Local University
language English
last_indexed 2025-11-15T09:11:58Z
publishDate 2012
publisher Persatuan Ekonomi Pengguna dan Keluarga Malaysia (MACFEA)
recordtype eprints
repository_type Digital Repository
spelling upm-316982020-01-13T01:57:39Z http://psasir.upm.edu.my/id/eprint/31698/ Determinants of employees' financial well-being: the moderation effect of working sector Sabri, Mohamad Fazli Falahati, Leila Masud, Jariah Paim, Laily The purpose of this study is to examine factors affecting financial well-being among public and private employees in Malaysia. The results of this study can be used for better understanding on the relationships between and among determinants of financial well-being by highlighting the relationships among financial literacy, financial behavior, financial management, financial problems, and financial stress. Samples were selected using multi-stage sampling technique among employees in public and private sectors. A total of 2,000 completed questionnaires were analyzed using path analysis to identify direct and indirect effects on financial well-being. The results indicate that financial behavior, financial management, financial problems and financial stress are significant predictors of financial well-being among employees in public and private sectors. In contrast, financial literacy contributes to predict financial well-being among public sectors but not among private sectors. Findings from this study have important implication with respect to the need of workplace financial education. Persatuan Ekonomi Pengguna dan Keluarga Malaysia (MACFEA) 2012 Conference or Workshop Item PeerReviewed text en http://psasir.upm.edu.my/id/eprint/31698/1/MACFEA16-19.pdf Sabri, Mohamad Fazli and Falahati, Leila and Masud, Jariah and Paim, Laily (2012) Determinants of employees' financial well-being: the moderation effect of working sector. In: Seminar Kebangsaan MACFEA ke 16 'Kelestarian dan Kualiti Hidup', 10-11 Jul. 2012, Palm Garden Hotel Putrajaya, Malaysia. (pp. 181-192).
spellingShingle Sabri, Mohamad Fazli
Falahati, Leila
Masud, Jariah
Paim, Laily
Determinants of employees' financial well-being: the moderation effect of working sector
title Determinants of employees' financial well-being: the moderation effect of working sector
title_full Determinants of employees' financial well-being: the moderation effect of working sector
title_fullStr Determinants of employees' financial well-being: the moderation effect of working sector
title_full_unstemmed Determinants of employees' financial well-being: the moderation effect of working sector
title_short Determinants of employees' financial well-being: the moderation effect of working sector
title_sort determinants of employees' financial well-being: the moderation effect of working sector
url http://psasir.upm.edu.my/id/eprint/31698/
http://psasir.upm.edu.my/id/eprint/31698/1/MACFEA16-19.pdf