Lending structure and bank insolvency risk : a comparative study between Islamic and conventional Bank.

This study investigates the impact of lending structure on the insolvency risk exposure. A comparative analysis between the insolvency risk behavior between the Islamic and conventional banks is made. Our findings show that real estate lending is positively related to the conventional banks’ risk, b...

Full description

Bibliographic Details
Main Authors: A. Rahman, Aisyah, Ibrahim, Mansor, Mydin Meera, Ahamad Kameel
Format: Article
Language:English
English
Published: World Business Institute 2009
Online Access:http://psasir.upm.edu.my/id/eprint/15442/
http://psasir.upm.edu.my/id/eprint/15442/1/Lending%20structure%20and%20bank%20insolvency%20risk.pdf
_version_ 1848842678845833216
author A. Rahman, Aisyah
Ibrahim, Mansor
Mydin Meera, Ahamad Kameel
author_facet A. Rahman, Aisyah
Ibrahim, Mansor
Mydin Meera, Ahamad Kameel
author_sort A. Rahman, Aisyah
building UPM Institutional Repository
collection Online Access
description This study investigates the impact of lending structure on the insolvency risk exposure. A comparative analysis between the insolvency risk behavior between the Islamic and conventional banks is made. Our findings show that real estate lending is positively related to the conventional banks’ risk, but inversely related to the Islamic banks’ risk exposure. Thus, the policy makers as well as the banks should react accordingly in the decision making process.
first_indexed 2025-11-15T08:02:57Z
format Article
id upm-15442
institution Universiti Putra Malaysia
institution_category Local University
language English
English
last_indexed 2025-11-15T08:02:57Z
publishDate 2009
publisher World Business Institute
recordtype eprints
repository_type Digital Repository
spelling upm-154422015-11-13T02:13:50Z http://psasir.upm.edu.my/id/eprint/15442/ Lending structure and bank insolvency risk : a comparative study between Islamic and conventional Bank. A. Rahman, Aisyah Ibrahim, Mansor Mydin Meera, Ahamad Kameel This study investigates the impact of lending structure on the insolvency risk exposure. A comparative analysis between the insolvency risk behavior between the Islamic and conventional banks is made. Our findings show that real estate lending is positively related to the conventional banks’ risk, but inversely related to the Islamic banks’ risk exposure. Thus, the policy makers as well as the banks should react accordingly in the decision making process. World Business Institute 2009-12 Article PeerReviewed application/pdf en http://psasir.upm.edu.my/id/eprint/15442/1/Lending%20structure%20and%20bank%20insolvency%20risk.pdf A. Rahman, Aisyah and Ibrahim, Mansor and Mydin Meera, Ahamad Kameel (2009) Lending structure and bank insolvency risk : a comparative study between Islamic and conventional Bank. Journal of Business and Policy Research, 4 (2). pp. 189-211. ISSN 1838-3742 English
spellingShingle A. Rahman, Aisyah
Ibrahim, Mansor
Mydin Meera, Ahamad Kameel
Lending structure and bank insolvency risk : a comparative study between Islamic and conventional Bank.
title Lending structure and bank insolvency risk : a comparative study between Islamic and conventional Bank.
title_full Lending structure and bank insolvency risk : a comparative study between Islamic and conventional Bank.
title_fullStr Lending structure and bank insolvency risk : a comparative study between Islamic and conventional Bank.
title_full_unstemmed Lending structure and bank insolvency risk : a comparative study between Islamic and conventional Bank.
title_short Lending structure and bank insolvency risk : a comparative study between Islamic and conventional Bank.
title_sort lending structure and bank insolvency risk : a comparative study between islamic and conventional bank.
url http://psasir.upm.edu.my/id/eprint/15442/
http://psasir.upm.edu.my/id/eprint/15442/1/Lending%20structure%20and%20bank%20insolvency%20risk.pdf