Gold investment intention among urban public sector employees in Malaysia

Asset accumulation has focused intensely on investment as a tool for elevating income. Gold investment has gained the attention among individuals due to the introduction of new forms of gold investment products. This study applied the Theory of Planned Behaviour to include the construct of gold inve...

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Main Authors: Abdul Wahab, Ahmad Fauzi, Abdul Rahim @ Abdul Wahab, Husniyah, Sabri, Mohamad Fazli, Othman, Mohd Amim, Mohd Rasdi, Roziah
Format: Article
Language:English
Published: Malaysian Consumer and Family Economics Association 2016
Online Access:http://psasir.upm.edu.my/id/eprint/14051/
http://psasir.upm.edu.my/id/eprint/14051/1/Gold%20investment%20intention%20among%20urban%20public%20sector%20employees%20in%20Malaysia.pdf
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author Abdul Wahab, Ahmad Fauzi
Abdul Rahim @ Abdul Wahab, Husniyah
Sabri, Mohamad Fazli
Othman, Mohd Amim
Mohd Rasdi, Roziah
author_facet Abdul Wahab, Ahmad Fauzi
Abdul Rahim @ Abdul Wahab, Husniyah
Sabri, Mohamad Fazli
Othman, Mohd Amim
Mohd Rasdi, Roziah
author_sort Abdul Wahab, Ahmad Fauzi
building UPM Institutional Repository
collection Online Access
description Asset accumulation has focused intensely on investment as a tool for elevating income. Gold investment has gained the attention among individuals due to the introduction of new forms of gold investment products. This study applied the Theory of Planned Behaviour to include the construct of gold investment literacy. The potential factors such as attitude, subjective norms, perceived behavioural control and literacy regarding gold investment are determined their significance of influence on gold investment intention. A total of 254 respondents among urban public sector employees in Peninsular Malaysia sampled via a multistage random sampling responded to self-administered questionnaires. Statistical analyses demonstrated moderate levels for gold investment literacy, subjective norms, perceived behavioural control, attitude and investment intention. Multiple regression analysis revealed that gold investment attitude, subjective norms and perceived behavioural control significantly predicted employees’ intention to invest in gold with moderate explained variance (R2 = 0.564) by the predictors. Gold investment literacy however, was not significant in influencing gold investment intention. These findings are useful information that may be incorporated into employees’ development program aimed to improve personal financial behaviour of employees.
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spelling upm-140512018-09-04T07:59:31Z http://psasir.upm.edu.my/id/eprint/14051/ Gold investment intention among urban public sector employees in Malaysia Abdul Wahab, Ahmad Fauzi Abdul Rahim @ Abdul Wahab, Husniyah Sabri, Mohamad Fazli Othman, Mohd Amim Mohd Rasdi, Roziah Asset accumulation has focused intensely on investment as a tool for elevating income. Gold investment has gained the attention among individuals due to the introduction of new forms of gold investment products. This study applied the Theory of Planned Behaviour to include the construct of gold investment literacy. The potential factors such as attitude, subjective norms, perceived behavioural control and literacy regarding gold investment are determined their significance of influence on gold investment intention. A total of 254 respondents among urban public sector employees in Peninsular Malaysia sampled via a multistage random sampling responded to self-administered questionnaires. Statistical analyses demonstrated moderate levels for gold investment literacy, subjective norms, perceived behavioural control, attitude and investment intention. Multiple regression analysis revealed that gold investment attitude, subjective norms and perceived behavioural control significantly predicted employees’ intention to invest in gold with moderate explained variance (R2 = 0.564) by the predictors. Gold investment literacy however, was not significant in influencing gold investment intention. These findings are useful information that may be incorporated into employees’ development program aimed to improve personal financial behaviour of employees. Malaysian Consumer and Family Economics Association 2016 Article PeerReviewed text en http://psasir.upm.edu.my/id/eprint/14051/1/Gold%20investment%20intention%20among%20urban%20public%20sector%20employees%20in%20Malaysia.pdf Abdul Wahab, Ahmad Fauzi and Abdul Rahim @ Abdul Wahab, Husniyah and Sabri, Mohamad Fazli and Othman, Mohd Amim and Mohd Rasdi, Roziah (2016) Gold investment intention among urban public sector employees in Malaysia. Malaysian Journal of Consumer and Family Economics, 19. pp. 101-113. ISSN 1511-2802 http://www.majcafe.com/2017/04/09/vol-19-2016/
spellingShingle Abdul Wahab, Ahmad Fauzi
Abdul Rahim @ Abdul Wahab, Husniyah
Sabri, Mohamad Fazli
Othman, Mohd Amim
Mohd Rasdi, Roziah
Gold investment intention among urban public sector employees in Malaysia
title Gold investment intention among urban public sector employees in Malaysia
title_full Gold investment intention among urban public sector employees in Malaysia
title_fullStr Gold investment intention among urban public sector employees in Malaysia
title_full_unstemmed Gold investment intention among urban public sector employees in Malaysia
title_short Gold investment intention among urban public sector employees in Malaysia
title_sort gold investment intention among urban public sector employees in malaysia
url http://psasir.upm.edu.my/id/eprint/14051/
http://psasir.upm.edu.my/id/eprint/14051/
http://psasir.upm.edu.my/id/eprint/14051/1/Gold%20investment%20intention%20among%20urban%20public%20sector%20employees%20in%20Malaysia.pdf