APA (7th ed.) Citation

Baharumshah, A. Z., Thanoon, M. A., & Rashid, S. (2003). Saving dynamics in the Asian countries. Elsevier.

Chicago Style (17th ed.) Citation

Baharumshah, Ahmad Zubaidi, Marwan A. Thanoon, and Salim Rashid. Saving Dynamics in the Asian Countries. Elsevier, 2003.

MLA (9th ed.) Citation

Baharumshah, Ahmad Zubaidi, et al. Saving Dynamics in the Asian Countries. Elsevier, 2003.