APA (7th ed.) Citation

Ilias, I. @. I., Hassan, R., Abu Bakar, E., & Kassim, S. (2023). Protection against over-indebtedness: Appraising suitability and affordability assessment in Malaysia and South Africa. Malaysian Consumer and Family Economics Association.

Chicago Style (17th ed.) Citation

Ilias, Ibtisam @ Ilyana, Rusni Hassan, Elistina Abu Bakar, and Salina Kassim. Protection Against Over-indebtedness: Appraising Suitability and Affordability Assessment in Malaysia and South Africa. Malaysian Consumer and Family Economics Association, 2023.

MLA (9th ed.) Citation

Ilias, Ibtisam @ Ilyana, et al. Protection Against Over-indebtedness: Appraising Suitability and Affordability Assessment in Malaysia and South Africa. Malaysian Consumer and Family Economics Association, 2023.

Warning: These citations may not always be 100% accurate.