APA (7th ed.) Citation

Heng, L., Kamarudin, F., & Mohd Nor, N. (2023). ICT and the dual banking efficiency nexus: A cross-country analysis with country governance moderation in GCC countries. Cogent OA.

Chicago Style (17th ed.) Citation

Heng, Luo, Fakarudin Kamarudin, and Normaziah Mohd Nor. ICT and the Dual Banking Efficiency Nexus: A Cross-country Analysis with Country Governance Moderation in GCC Countries. Cogent OA, 2023.

MLA (9th ed.) Citation

Heng, Luo, et al. ICT and the Dual Banking Efficiency Nexus: A Cross-country Analysis with Country Governance Moderation in GCC Countries. Cogent OA, 2023.