Psychological factors of impulsive savings traits: survey carried out in Indonesia, Malaysia, Thailand, and Vietnam
This paper attempts to answer an interesting but empirically challenging question: do personality, aggressiveness, and mood lead to changes in savings behaviour? This paper has adopted psychometric tests - UPPS Personality Traits, Aggressiveness (AGGR), and Happiness (POMS) - as the instruments, whi...
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| Format: | Article |
| Language: | English |
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Inderscience Enterprises Ltd.
2016
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| Subjects: | |
| Online Access: | http://ir.unimas.my/id/eprint/13628/ http://ir.unimas.my/id/eprint/13628/1/Psychological%20factors%20of%20impulsive.docx |
| _version_ | 1848837446628802560 |
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| author | Ritzky Karina, Brahmana Rayenda Khresna, Brahmana |
| author_facet | Ritzky Karina, Brahmana Rayenda Khresna, Brahmana |
| author_sort | Ritzky Karina, Brahmana |
| building | UNIMAS Institutional Repository |
| collection | Online Access |
| description | This paper attempts to answer an interesting but empirically challenging question: do personality, aggressiveness, and mood lead to changes in savings behaviour? This paper has adopted psychometric tests - UPPS Personality Traits, Aggressiveness (AGGR), and Happiness (POMS) - as the instruments, which were tested in Indonesia, Malaysia, Thailand, and Vietnam (ASEAN-4) by using a survey mode with 2,257 respondents. The results show that an individual with aggressive behaviour tends to have compulsive behaviour in consumption by making fewer savings. The mood of an individual also induces savings behaviour. Interestingly, aggressiveness is the mediator to explain the association between mood and savings behaviour. The personality type also affects spending behaviour. However, this moderating effect of personality was only observed in Thailand and Vietnam, not in Indonesia and Malaysia. Regulators can use the findings by controlling inflation through monetary policy following the mood cycles of individuals. The findings can also be used for policymaking. |
| first_indexed | 2025-11-15T06:39:48Z |
| format | Article |
| id | unimas-13628 |
| institution | Universiti Malaysia Sarawak |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-15T06:39:48Z |
| publishDate | 2016 |
| publisher | Inderscience Enterprises Ltd. |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | unimas-136282016-09-27T19:41:40Z http://ir.unimas.my/id/eprint/13628/ Psychological factors of impulsive savings traits: survey carried out in Indonesia, Malaysia, Thailand, and Vietnam Ritzky Karina, Brahmana Rayenda Khresna, Brahmana HC Economic History and Conditions This paper attempts to answer an interesting but empirically challenging question: do personality, aggressiveness, and mood lead to changes in savings behaviour? This paper has adopted psychometric tests - UPPS Personality Traits, Aggressiveness (AGGR), and Happiness (POMS) - as the instruments, which were tested in Indonesia, Malaysia, Thailand, and Vietnam (ASEAN-4) by using a survey mode with 2,257 respondents. The results show that an individual with aggressive behaviour tends to have compulsive behaviour in consumption by making fewer savings. The mood of an individual also induces savings behaviour. Interestingly, aggressiveness is the mediator to explain the association between mood and savings behaviour. The personality type also affects spending behaviour. However, this moderating effect of personality was only observed in Thailand and Vietnam, not in Indonesia and Malaysia. Regulators can use the findings by controlling inflation through monetary policy following the mood cycles of individuals. The findings can also be used for policymaking. Inderscience Enterprises Ltd. 2016 Article PeerReviewed text en http://ir.unimas.my/id/eprint/13628/1/Psychological%20factors%20of%20impulsive.docx Ritzky Karina, Brahmana and Rayenda Khresna, Brahmana (2016) Psychological factors of impulsive savings traits: survey carried out in Indonesia, Malaysia, Thailand, and Vietnam. International Journal of Happiness and Development, 3 (1). ISSN 2049-2790 http://www.inderscienceonline.com/doi/abs/10.1504/IJHD.2016.076194?journalCode=ijhd DOI: http://dx.doi.org/10.1504/IJHD.2016.076194 |
| spellingShingle | HC Economic History and Conditions Ritzky Karina, Brahmana Rayenda Khresna, Brahmana Psychological factors of impulsive savings traits: survey carried out in Indonesia, Malaysia, Thailand, and Vietnam |
| title | Psychological factors of impulsive savings traits: survey carried out in Indonesia, Malaysia, Thailand, and Vietnam |
| title_full | Psychological factors of impulsive savings traits: survey carried out in Indonesia, Malaysia, Thailand, and Vietnam |
| title_fullStr | Psychological factors of impulsive savings traits: survey carried out in Indonesia, Malaysia, Thailand, and Vietnam |
| title_full_unstemmed | Psychological factors of impulsive savings traits: survey carried out in Indonesia, Malaysia, Thailand, and Vietnam |
| title_short | Psychological factors of impulsive savings traits: survey carried out in Indonesia, Malaysia, Thailand, and Vietnam |
| title_sort | psychological factors of impulsive savings traits: survey carried out in indonesia, malaysia, thailand, and vietnam |
| topic | HC Economic History and Conditions |
| url | http://ir.unimas.my/id/eprint/13628/ http://ir.unimas.my/id/eprint/13628/ http://ir.unimas.my/id/eprint/13628/ http://ir.unimas.my/id/eprint/13628/1/Psychological%20factors%20of%20impulsive.docx |