Predicting microfinance loan default

Microfinance lending institutions can use the following predictors to avoid bad loans : Marital status (single individuals are more prone to defaults). Time period of loan (longer loans are prone to higher default rate). Interest rate (very high interest rates are likely to resul in loan default).

Bibliographic Details
Main Authors: Kumar, Senthil, Aslam, Mohammad
Format: Conference or Workshop Item
Language:English
Published: 2021
Subjects:
Online Access:http://umpir.ump.edu.my/id/eprint/34530/
http://umpir.ump.edu.my/id/eprint/34530/1/Predicting%20microfinance%20loan%20default.CITREX2021..pdf
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author Kumar, Senthil
Aslam, Mohammad
author_facet Kumar, Senthil
Aslam, Mohammad
author_sort Kumar, Senthil
building UMP Institutional Repository
collection Online Access
description Microfinance lending institutions can use the following predictors to avoid bad loans : Marital status (single individuals are more prone to defaults). Time period of loan (longer loans are prone to higher default rate). Interest rate (very high interest rates are likely to resul in loan default).
first_indexed 2025-11-15T03:14:31Z
format Conference or Workshop Item
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institution Universiti Malaysia Pahang
institution_category Local University
language English
last_indexed 2025-11-15T03:14:31Z
publishDate 2021
recordtype eprints
repository_type Digital Repository
spelling ump-345302022-06-28T07:01:45Z http://umpir.ump.edu.my/id/eprint/34530/ Predicting microfinance loan default Kumar, Senthil Aslam, Mohammad HD28 Management. Industrial Management T Technology (General) TA Engineering (General). Civil engineering (General) Microfinance lending institutions can use the following predictors to avoid bad loans : Marital status (single individuals are more prone to defaults). Time period of loan (longer loans are prone to higher default rate). Interest rate (very high interest rates are likely to resul in loan default). 2021 Conference or Workshop Item PeerReviewed pdf en http://umpir.ump.edu.my/id/eprint/34530/1/Predicting%20microfinance%20loan%20default.CITREX2021..pdf Kumar, Senthil and Aslam, Mohammad (2021) Predicting microfinance loan default. In: Creation, Innovation, Technology & Research Exposition (CITREX) 2021 , 2021 , Virtually hosted by Universiti Malaysia Pahang. p. 1.. (Published)
spellingShingle HD28 Management. Industrial Management
T Technology (General)
TA Engineering (General). Civil engineering (General)
Kumar, Senthil
Aslam, Mohammad
Predicting microfinance loan default
title Predicting microfinance loan default
title_full Predicting microfinance loan default
title_fullStr Predicting microfinance loan default
title_full_unstemmed Predicting microfinance loan default
title_short Predicting microfinance loan default
title_sort predicting microfinance loan default
topic HD28 Management. Industrial Management
T Technology (General)
TA Engineering (General). Civil engineering (General)
url http://umpir.ump.edu.my/id/eprint/34530/
http://umpir.ump.edu.my/id/eprint/34530/1/Predicting%20microfinance%20loan%20default.CITREX2021..pdf