The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey
Poverty issues are still prevalent in Malaysia and microfinance is one of the best available tools to overcome that situation because it provides loans with fewer regulations. Response from 330 respondents were acquired to bolster this fact and this paper projects strong evidences on the effectivene...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Science Research Society
2021
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| Subjects: | |
| Online Access: | http://umpir.ump.edu.my/id/eprint/32957/ http://umpir.ump.edu.my/id/eprint/32957/1/IFERP%20Full%20Paper.pdf |
| _version_ | 1848824146533810176 |
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| author | Ahmad Nazrie, Mohd Nor Kumar, Senthil |
| author_facet | Ahmad Nazrie, Mohd Nor Kumar, Senthil |
| author_sort | Ahmad Nazrie, Mohd Nor |
| building | UMP Institutional Repository |
| collection | Online Access |
| description | Poverty issues are still prevalent in Malaysia and microfinance is one of the best available tools to overcome that situation because it provides loans with fewer regulations. Response from 330 respondents were acquired to bolster this fact and this paper projects strong evidences on the effectiveness of microfinance and its potential to eradicate poverty in Malaysia using Partial Least Square-Structural Equation- Modelling (PLS-SEM). The results of the study show that there is a significant relationship between loan characteristics, family status, borrowers’ characteristics, business features and training development on social wellbeing, employment generation, household income and micro enterprise performance. |
| first_indexed | 2025-11-15T03:08:24Z |
| format | Article |
| id | ump-32957 |
| institution | Universiti Malaysia Pahang |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-15T03:08:24Z |
| publishDate | 2021 |
| publisher | Science Research Society |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | ump-329572022-06-13T02:44:03Z http://umpir.ump.edu.my/id/eprint/32957/ The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey Ahmad Nazrie, Mohd Nor Kumar, Senthil HG Finance Poverty issues are still prevalent in Malaysia and microfinance is one of the best available tools to overcome that situation because it provides loans with fewer regulations. Response from 330 respondents were acquired to bolster this fact and this paper projects strong evidences on the effectiveness of microfinance and its potential to eradicate poverty in Malaysia using Partial Least Square-Structural Equation- Modelling (PLS-SEM). The results of the study show that there is a significant relationship between loan characteristics, family status, borrowers’ characteristics, business features and training development on social wellbeing, employment generation, household income and micro enterprise performance. Science Research Society 2021-07 Article PeerReviewed pdf en cc_by_nc_4 http://umpir.ump.edu.my/id/eprint/32957/1/IFERP%20Full%20Paper.pdf Ahmad Nazrie, Mohd Nor and Kumar, Senthil (2021) The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey. Turkish Online Journal of Qualitative Inquiry (TOJQI), 12 (6). 9673 -9685. ISSN 1309-6591 |. (Published) https://www.tojqi.net/index.php/journal/article/view/3494/2382 |
| spellingShingle | HG Finance Ahmad Nazrie, Mohd Nor Kumar, Senthil The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey |
| title | The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey |
| title_full | The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey |
| title_fullStr | The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey |
| title_full_unstemmed | The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey |
| title_short | The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey |
| title_sort | evidence of microfinance as a tool in poverty alleviation in malaysia – a survey |
| topic | HG Finance |
| url | http://umpir.ump.edu.my/id/eprint/32957/ http://umpir.ump.edu.my/id/eprint/32957/ http://umpir.ump.edu.my/id/eprint/32957/1/IFERP%20Full%20Paper.pdf |