APA (7th ed.) Citation

Subramaniam, G. (2011). Decision factors for the adoption of online banking / Gopi a/l Subramaniam.

Chicago Style (17th ed.) Citation

Subramaniam, Gopi. Decision Factors for the Adoption of Online Banking / Gopi A/l Subramaniam. 2011.

MLA (9th ed.) Citation

Subramaniam, Gopi. Decision Factors for the Adoption of Online Banking / Gopi A/l Subramaniam. 2011.

Warning: These citations may not always be 100% accurate.