Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said
This research project identifies the saving behavior among IPTA students in Kota Bharu involving the demographic characteristics of respondent and individual perception towards saving behavior. Saving plays an important role in the process of economic growth and development. Saving can be defined as...
| Main Authors: | , , |
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| Format: | Student Project |
| Language: | English |
| Published: |
2017
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| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/34487/ |
| _version_ | 1848808564160724992 |
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| author | Mansor, Aini Raihan Hamdan, Nurhafizah Said, Khadijah |
| author_facet | Mansor, Aini Raihan Hamdan, Nurhafizah Said, Khadijah |
| author_sort | Mansor, Aini Raihan |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | This research project identifies the saving behavior among IPTA students in Kota Bharu involving the demographic characteristics of respondent and individual perception towards saving behavior. Saving plays an important role in the process of economic growth and development. Saving can be defined as the part of an individual’s income that is
not spent. This study aims to determine the significant difference of demographic profile (gender, course and family income) towards saving behavior and to determine the relationship between financial literacy, parental socialization, peer influence, self-control and saving behavior. Besides that, this study also aim to determine the significant effect of financial literacy, parental socialization, peer influence, self-control on saving behavior. A total of 302 respondents were randomly selected using Multi Stage Cluster Sampling. This study collected the data through distributed questionnaires to all selected respondent.
The data were analyzed using SPSS 19.0 and Structural Equation Modeling (SEM) technique with the use of Partial Least Square approach (PLS). The overall findings of this
study showed that gender and family income are influence the saving behavior. While the determinants that contributed the saving behavior was financial literacy, parental socialization and self-control. The several suggestions are everyone must put the goal of saving
money and need to achieve to make it easier in the future and saving behavior is very important and should be practiced in everyday life |
| first_indexed | 2025-11-14T23:00:43Z |
| format | Student Project |
| id | uitm-34487 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T23:00:43Z |
| publishDate | 2017 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-344872020-09-23T08:00:13Z https://ir.uitm.edu.my/id/eprint/34487/ Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said Mansor, Aini Raihan Hamdan, Nurhafizah Said, Khadijah Deviant behavior. Social deviance Social institutions This research project identifies the saving behavior among IPTA students in Kota Bharu involving the demographic characteristics of respondent and individual perception towards saving behavior. Saving plays an important role in the process of economic growth and development. Saving can be defined as the part of an individual’s income that is not spent. This study aims to determine the significant difference of demographic profile (gender, course and family income) towards saving behavior and to determine the relationship between financial literacy, parental socialization, peer influence, self-control and saving behavior. Besides that, this study also aim to determine the significant effect of financial literacy, parental socialization, peer influence, self-control on saving behavior. A total of 302 respondents were randomly selected using Multi Stage Cluster Sampling. This study collected the data through distributed questionnaires to all selected respondent. The data were analyzed using SPSS 19.0 and Structural Equation Modeling (SEM) technique with the use of Partial Least Square approach (PLS). The overall findings of this study showed that gender and family income are influence the saving behavior. While the determinants that contributed the saving behavior was financial literacy, parental socialization and self-control. The several suggestions are everyone must put the goal of saving money and need to achieve to make it easier in the future and saving behavior is very important and should be practiced in everyday life 2017-01 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/34487/1/34487.pdf Mansor, Aini Raihan and Hamdan, Nurhafizah and Said, Khadijah (2017) Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said. (2017) [Student Project] (Unpublished) |
| spellingShingle | Deviant behavior. Social deviance Social institutions Mansor, Aini Raihan Hamdan, Nurhafizah Said, Khadijah Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said |
| title | Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said |
| title_full | Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said |
| title_fullStr | Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said |
| title_full_unstemmed | Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said |
| title_short | Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said |
| title_sort | saving behavior among ipta students in kota bharu / aini raihan mansor, nurhafizah hamdan and khadijah said |
| topic | Deviant behavior. Social deviance Social institutions |
| url | https://ir.uitm.edu.my/id/eprint/34487/ |