Factors influencing performance of housing loan in Malaysian Commercial Banks / Yuslizawati Mohd Yusoff and Nor Hazila Ismail
This paper empirically investigates the factors that influencing the performance of housing loan in Malaysian commercial bank industry. The commercial banks, as part of financial institution in Malaysia have played an important role in order to improve as well as to expand the housing loan industr...
| Main Authors: | , |
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| Format: | Conference or Workshop Item |
| Language: | English |
| Published: |
2010
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| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/34047/ |
| _version_ | 1848808445160980480 |
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| author | Mohd Yusoff, Yuslizawati Ismail, Nor Hazila |
| author_facet | Mohd Yusoff, Yuslizawati Ismail, Nor Hazila |
| author_sort | Mohd Yusoff, Yuslizawati |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | This paper empirically investigates the factors that influencing the performance of housing loan in Malaysian
commercial bank industry. The commercial banks, as part of financial institution in Malaysia have played an
important role in order to improve as well as to expand the housing loan industry in Malaysia banking sector.
However, the successful and the performance of the housing loan industry of that institution depend on several
factors. The data for this study will be collected for 36 months started from January 2006 until December 2008.
The data from all 22 commercial banks were aggregated and combined in order to acquire the total performance
of the housing loan product in that particular industry. In order to see the correlation between the dependent and
independent variables, we will apply Multiple Linear Regression method. The performance of housing loan will be measured in terms of monthly disbursement volume. The independent variables are; interest rate, repayment and
supply. The findings indicate that the three variables show significantly related with the housing loan performance. |
| first_indexed | 2025-11-14T22:58:50Z |
| format | Conference or Workshop Item |
| id | uitm-34047 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:58:50Z |
| publishDate | 2010 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-340472021-06-02T04:00:28Z https://ir.uitm.edu.my/id/eprint/34047/ Factors influencing performance of housing loan in Malaysian Commercial Banks / Yuslizawati Mohd Yusoff and Nor Hazila Ismail Mohd Yusoff, Yuslizawati Ismail, Nor Hazila Bank loans. Bank credit. Commercial loans Home banking services This paper empirically investigates the factors that influencing the performance of housing loan in Malaysian commercial bank industry. The commercial banks, as part of financial institution in Malaysia have played an important role in order to improve as well as to expand the housing loan industry in Malaysia banking sector. However, the successful and the performance of the housing loan industry of that institution depend on several factors. The data for this study will be collected for 36 months started from January 2006 until December 2008. The data from all 22 commercial banks were aggregated and combined in order to acquire the total performance of the housing loan product in that particular industry. In order to see the correlation between the dependent and independent variables, we will apply Multiple Linear Regression method. The performance of housing loan will be measured in terms of monthly disbursement volume. The independent variables are; interest rate, repayment and supply. The findings indicate that the three variables show significantly related with the housing loan performance. 2010 Conference or Workshop Item PeerReviewed text en https://ir.uitm.edu.my/id/eprint/34047/1/34047.pdf Mohd Yusoff, Yuslizawati and Ismail, Nor Hazila (2010) Factors influencing performance of housing loan in Malaysian Commercial Banks / Yuslizawati Mohd Yusoff and Nor Hazila Ismail. (2010) In: ICOPS 2010 : International Conference on Public Polices & Social Sciences : E-Proceedings, 26 to 27 May 2010, SP Inn Hotel, Sungai Petani Kedah, Malaysia. |
| spellingShingle | Bank loans. Bank credit. Commercial loans Home banking services Mohd Yusoff, Yuslizawati Ismail, Nor Hazila Factors influencing performance of housing loan in Malaysian Commercial Banks / Yuslizawati Mohd Yusoff and Nor Hazila Ismail |
| title | Factors influencing performance of housing loan in Malaysian Commercial Banks / Yuslizawati Mohd Yusoff and Nor Hazila Ismail |
| title_full | Factors influencing performance of housing loan in Malaysian Commercial Banks / Yuslizawati Mohd Yusoff and Nor Hazila Ismail |
| title_fullStr | Factors influencing performance of housing loan in Malaysian Commercial Banks / Yuslizawati Mohd Yusoff and Nor Hazila Ismail |
| title_full_unstemmed | Factors influencing performance of housing loan in Malaysian Commercial Banks / Yuslizawati Mohd Yusoff and Nor Hazila Ismail |
| title_short | Factors influencing performance of housing loan in Malaysian Commercial Banks / Yuslizawati Mohd Yusoff and Nor Hazila Ismail |
| title_sort | factors influencing performance of housing loan in malaysian commercial banks / yuslizawati mohd yusoff and nor hazila ismail |
| topic | Bank loans. Bank credit. Commercial loans Home banking services |
| url | https://ir.uitm.edu.my/id/eprint/34047/ |