Factors that influencing government servant’s on personal financial planning management: a study at Kota Bharu, Kelantan / Muhammad Izzat Yahya
The purpose of this study was to investigate the factors which could influence government servants on personal financial planning management at the area of Kota Bharu, Kelantan. The objective is to identify the relationship between independent variables which is personal income, level of education,...
| Main Author: | |
|---|---|
| Format: | Thesis |
| Language: | English |
| Published: |
2013
|
| Subjects: | |
| Online Access: | https://ir.uitm.edu.my/id/eprint/33628/ |
| _version_ | 1848808333799063552 |
|---|---|
| author | Yahya, Muhammad Izzat |
| author_facet | Yahya, Muhammad Izzat |
| author_sort | Yahya, Muhammad Izzat |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | The purpose of this study was to investigate the factors which could influence government servants on personal financial planning management at the area of Kota Bharu, Kelantan. The objective is to identify the relationship between independent variables which is personal income, level of education, retirement planning and investment planning with dependent variables which is personal financial planning management. The sample comprised 120 of government servants were collected by using simple random sampling at the Menara Perbadanan and Wisma Persekutuan, Kota Bharu. In order to determine the significance relationship between those variables, this study has used regression analysis which comprised of ANOVA, coefficient of correlation (R), coefficient of determination (R2), multiple regression model and also Durbin Watson statistic. This study also used hypothesis testing by using P-Value approach in determining which of the null hypothesis will be reject or accept. The results of the findings state that personal income and retirement planning has a significance relationship between the variables. Whereas, level of education and investment planning does not have any significant relationship between the variable |
| first_indexed | 2025-11-14T22:57:03Z |
| format | Thesis |
| id | uitm-33628 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:57:03Z |
| publishDate | 2013 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-336282020-08-18T05:53:48Z https://ir.uitm.edu.my/id/eprint/33628/ Factors that influencing government servant’s on personal financial planning management: a study at Kota Bharu, Kelantan / Muhammad Izzat Yahya Yahya, Muhammad Izzat Personal finance. Financial literacy Financial management. Business finance. Corporation finance Income and expenditure. Budget The purpose of this study was to investigate the factors which could influence government servants on personal financial planning management at the area of Kota Bharu, Kelantan. The objective is to identify the relationship between independent variables which is personal income, level of education, retirement planning and investment planning with dependent variables which is personal financial planning management. The sample comprised 120 of government servants were collected by using simple random sampling at the Menara Perbadanan and Wisma Persekutuan, Kota Bharu. In order to determine the significance relationship between those variables, this study has used regression analysis which comprised of ANOVA, coefficient of correlation (R), coefficient of determination (R2), multiple regression model and also Durbin Watson statistic. This study also used hypothesis testing by using P-Value approach in determining which of the null hypothesis will be reject or accept. The results of the findings state that personal income and retirement planning has a significance relationship between the variables. Whereas, level of education and investment planning does not have any significant relationship between the variable 2013-12 Thesis NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/33628/1/33628.pdf Yahya, Muhammad Izzat (2013) Factors that influencing government servant’s on personal financial planning management: a study at Kota Bharu, Kelantan / Muhammad Izzat Yahya. (2013) Degree thesis, thesis, Universiti Teknologi MARA, Kelantan. <http://terminalib.uitm.edu.my/33628.pdf> |
| spellingShingle | Personal finance. Financial literacy Financial management. Business finance. Corporation finance Income and expenditure. Budget Yahya, Muhammad Izzat Factors that influencing government servant’s on personal financial planning management: a study at Kota Bharu, Kelantan / Muhammad Izzat Yahya |
| title | Factors that influencing government servant’s on personal financial planning management: a study at Kota Bharu, Kelantan / Muhammad Izzat Yahya |
| title_full | Factors that influencing government servant’s on personal financial planning management: a study at Kota Bharu, Kelantan / Muhammad Izzat Yahya |
| title_fullStr | Factors that influencing government servant’s on personal financial planning management: a study at Kota Bharu, Kelantan / Muhammad Izzat Yahya |
| title_full_unstemmed | Factors that influencing government servant’s on personal financial planning management: a study at Kota Bharu, Kelantan / Muhammad Izzat Yahya |
| title_short | Factors that influencing government servant’s on personal financial planning management: a study at Kota Bharu, Kelantan / Muhammad Izzat Yahya |
| title_sort | factors that influencing government servant’s on personal financial planning management: a study at kota bharu, kelantan / muhammad izzat yahya |
| topic | Personal finance. Financial literacy Financial management. Business finance. Corporation finance Income and expenditure. Budget |
| url | https://ir.uitm.edu.my/id/eprint/33628/ |