Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed.
Non-performing loans has become an important part of commercial banking of a country. This paper empirically tests the macroeconomic and bank-specific covariates of non-performing loans for a panel of 13 commercial banks for period of 2003-2012. Using fixed effects with Driscoll and Kraay standard e...
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| Format: | Article |
| Language: | English |
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Universiti Teknologi Mara Selangor
2013
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| Online Access: | https://ir.uitm.edu.my/id/eprint/32768/ |
| _version_ | 1848808109081886720 |
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| author | Mehmood, Bilal Younas, Zahid Irshad Ahmed, Nisar |
| author_facet | Mehmood, Bilal Younas, Zahid Irshad Ahmed, Nisar |
| author_sort | Mehmood, Bilal |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | Non-performing loans has become an important part of commercial banking of a country. This paper empirically tests the macroeconomic and bank-specific covariates of non-performing loans for a panel of 13 commercial banks for period of 2003-2012. Using fixed effects with Driscoll and Kraay standard errors, the influence of macroeconomic and bank-specific covariates is found meaningful. Recommendations include the policy steps to complement the sound financial system with a healthy macroeconomic environment to reduce non-performing loans in commercial banks in Pakistan. Moreover, need is highlighted for a policy approach with emphasis on the apposite credit culture and lending policy designed with pertinent economic and financial factors. |
| first_indexed | 2025-11-14T22:53:29Z |
| format | Article |
| id | uitm-32768 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:53:29Z |
| publishDate | 2013 |
| publisher | Universiti Teknologi Mara Selangor |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-327682020-07-23T09:13:42Z https://ir.uitm.edu.my/id/eprint/32768/ Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. jeeir Mehmood, Bilal Younas, Zahid Irshad Ahmed, Nisar HB Economic Theory. Demography Macroeconomics Non-performing loans has become an important part of commercial banking of a country. This paper empirically tests the macroeconomic and bank-specific covariates of non-performing loans for a panel of 13 commercial banks for period of 2003-2012. Using fixed effects with Driscoll and Kraay standard errors, the influence of macroeconomic and bank-specific covariates is found meaningful. Recommendations include the policy steps to complement the sound financial system with a healthy macroeconomic environment to reduce non-performing loans in commercial banks in Pakistan. Moreover, need is highlighted for a policy approach with emphasis on the apposite credit culture and lending policy designed with pertinent economic and financial factors. Universiti Teknologi Mara Selangor 2013-09 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/32768/1/32768.pdf Mehmood, Bilal and Younas, Zahid Irshad and Ahmed, Nisar (2013) Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. (2013) Journal of Emerging Economies and Islamic Research (JEEIR) <https://ir.uitm.edu.my/view/publication/Journal_of_Emerging_Economies_and_Islamic_Research_=28JEEIR=29.html>, 1 (3). pp. 1-15. ISSN 2289-2559 https://journal.uitm.edu.my/ojs/index.php/JEEIR/ |
| spellingShingle | HB Economic Theory. Demography Macroeconomics Mehmood, Bilal Younas, Zahid Irshad Ahmed, Nisar Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. |
| title | Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. |
| title_full | Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. |
| title_fullStr | Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. |
| title_full_unstemmed | Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. |
| title_short | Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. |
| title_sort | macroeconomic and bank specific covariates of non-performing loans (npls) in pakistani commercial banks: panel data evidence / bilal mehmood, zahid irshad younas, nisar ahmed. |
| topic | HB Economic Theory. Demography Macroeconomics |
| url | https://ir.uitm.edu.my/id/eprint/32768/ https://ir.uitm.edu.my/id/eprint/32768/ |