Determinants of household financial vulnerability in Malaysia and its effect on low-income groups / Abidullah Abida and Muhammad Hakimi Mohd Shafiai
Household financial vulnerability is an important area of research in household economic studies. Hence, a number of studies have attempted to identify the factors that make households vulnerable to financial shocks. In Malaysia, the research is scant on this topic especially when it comes to low-in...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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Universiti Teknologi MARA Selangor
2018
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| Online Access: | https://ir.uitm.edu.my/id/eprint/32245/ |
| _version_ | 1848807973532467200 |
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| author | Abida, Abidullah Mohd Shafiai, Muhammad Hakimi |
| author_facet | Abida, Abidullah Mohd Shafiai, Muhammad Hakimi |
| author_sort | Abida, Abidullah |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | Household financial vulnerability is an important area of research in household economic studies. Hence, a number of studies have attempted to identify the factors that make households vulnerable to financial shocks. In Malaysia, the research is scant on this topic especially when it comes to low-income households. Therefore, the study aims to identify the macroeconomic factors that make the household vulnerable to financial shocks. For this purpose, the study uses the autoregressive distributed lag modelling approach as an estimation technique. The results revealed that household debt, prices of goods, interest rate and unemployment have a positive long-run relationship with household financial vulnerability while income has a negative relationship. Further analysis confirms that these predictors of financial vulnerability also affect the low-income groups. This study would be of interest to the academicians and policy makers in the area of household economics. |
| first_indexed | 2025-11-14T22:51:20Z |
| format | Article |
| id | uitm-32245 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:51:20Z |
| publishDate | 2018 |
| publisher | Universiti Teknologi MARA Selangor |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-322452020-07-14T06:27:15Z https://ir.uitm.edu.my/id/eprint/32245/ Determinants of household financial vulnerability in Malaysia and its effect on low-income groups / Abidullah Abida and Muhammad Hakimi Mohd Shafiai jeeir Abida, Abidullah Mohd Shafiai, Muhammad Hakimi The house. Including arrangement, care, servants Administration Household financial vulnerability is an important area of research in household economic studies. Hence, a number of studies have attempted to identify the factors that make households vulnerable to financial shocks. In Malaysia, the research is scant on this topic especially when it comes to low-income households. Therefore, the study aims to identify the macroeconomic factors that make the household vulnerable to financial shocks. For this purpose, the study uses the autoregressive distributed lag modelling approach as an estimation technique. The results revealed that household debt, prices of goods, interest rate and unemployment have a positive long-run relationship with household financial vulnerability while income has a negative relationship. Further analysis confirms that these predictors of financial vulnerability also affect the low-income groups. This study would be of interest to the academicians and policy makers in the area of household economics. Universiti Teknologi MARA Selangor 2018-01 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/32245/1/AJ_ABIDULLAH%20ABID%20JEEIR%20B%2018.pdf Abida, Abidullah and Mohd Shafiai, Muhammad Hakimi (2018) Determinants of household financial vulnerability in Malaysia and its effect on low-income groups / Abidullah Abida and Muhammad Hakimi Mohd Shafiai. (2018) Journal of Emerging Economies and Islamic Research (JEEIR) <https://ir.uitm.edu.my/view/publication/Journal_of_Emerging_Economies_and_Islamic_Research_=28JEEIR=29.html>, 6 (1). pp. 1-12. ISSN 2289-2559 https://journal.uitm.edu.my/ojs/index.php/JEEIR/ |
| spellingShingle | The house. Including arrangement, care, servants Administration Abida, Abidullah Mohd Shafiai, Muhammad Hakimi Determinants of household financial vulnerability in Malaysia and its effect on low-income groups / Abidullah Abida and Muhammad Hakimi Mohd Shafiai |
| title | Determinants of household financial vulnerability in Malaysia and its effect on low-income groups / Abidullah Abida and Muhammad Hakimi Mohd Shafiai |
| title_full | Determinants of household financial vulnerability in Malaysia and its effect on low-income groups / Abidullah Abida and Muhammad Hakimi Mohd Shafiai |
| title_fullStr | Determinants of household financial vulnerability in Malaysia and its effect on low-income groups / Abidullah Abida and Muhammad Hakimi Mohd Shafiai |
| title_full_unstemmed | Determinants of household financial vulnerability in Malaysia and its effect on low-income groups / Abidullah Abida and Muhammad Hakimi Mohd Shafiai |
| title_short | Determinants of household financial vulnerability in Malaysia and its effect on low-income groups / Abidullah Abida and Muhammad Hakimi Mohd Shafiai |
| title_sort | determinants of household financial vulnerability in malaysia and its effect on low-income groups / abidullah abida and muhammad hakimi mohd shafiai |
| topic | The house. Including arrangement, care, servants Administration |
| url | https://ir.uitm.edu.my/id/eprint/32245/ https://ir.uitm.edu.my/id/eprint/32245/ |