The introduction of Islamic finance in Libya: Capturing the opportunities for SMEs development / Abdulaziz M. Abdulsaleh.

In most countries, especially the developing ones, SMEs have a dynamic role as engines through which the growth objectives can be accomplished. This is very true in the case of Libya where the economy has been over-reliant on oil and gas as well as inefficient public sector. Unfortunately, SMEs in L...

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Main Author: Abdulsaleh, Abdulaziz M.
Format: Article
Language:English
Published: Universiti Teknologi Mara Selangor 2017
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/32153/
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author Abdulsaleh, Abdulaziz M.
author_facet Abdulsaleh, Abdulaziz M.
author_sort Abdulsaleh, Abdulaziz M.
building UiTM Institutional Repository
collection Online Access
description In most countries, especially the developing ones, SMEs have a dynamic role as engines through which the growth objectives can be accomplished. This is very true in the case of Libya where the economy has been over-reliant on oil and gas as well as inefficient public sector. Unfortunately, SMEs in Libya are not playing their expected role as access to finance remains to be a formidable challenge. While banks remain the major external financier, if not the only one, many studies found that Libyans in general avoid dealing with conventional banks mainly due to religious beliefs. However, the recent introduction of Islamic banking and finance in the country could be a game changer. As such, this paper attempts to assess the opportunities for SMEs development in Libya following the recent introduction of Islamic finance. The study is exploratory; therefore the relevant literature is sourced and reviewed. The review shows that there is a strong demand for Islamic finance products from Libyan businesses including SMEs. Coupled with a strong enabling environment in which political stability and regulatory clarity are maintained Islamic finance is viable and has the ability to significantly contribute to the development of SMEs sector.
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spelling uitm-321532020-07-14T04:42:32Z https://ir.uitm.edu.my/id/eprint/32153/ The introduction of Islamic finance in Libya: Capturing the opportunities for SMEs development / Abdulaziz M. Abdulsaleh. jeeir Abdulsaleh, Abdulaziz M. HJ Public Finance Finance, Islamic In most countries, especially the developing ones, SMEs have a dynamic role as engines through which the growth objectives can be accomplished. This is very true in the case of Libya where the economy has been over-reliant on oil and gas as well as inefficient public sector. Unfortunately, SMEs in Libya are not playing their expected role as access to finance remains to be a formidable challenge. While banks remain the major external financier, if not the only one, many studies found that Libyans in general avoid dealing with conventional banks mainly due to religious beliefs. However, the recent introduction of Islamic banking and finance in the country could be a game changer. As such, this paper attempts to assess the opportunities for SMEs development in Libya following the recent introduction of Islamic finance. The study is exploratory; therefore the relevant literature is sourced and reviewed. The review shows that there is a strong demand for Islamic finance products from Libyan businesses including SMEs. Coupled with a strong enabling environment in which political stability and regulatory clarity are maintained Islamic finance is viable and has the ability to significantly contribute to the development of SMEs sector. Universiti Teknologi Mara Selangor 2017-01 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/32153/1/AJ_ABDULAZIZ%20%20M%20ABDULSALEH%20JEEIR%20B%2017.pdf Abdulsaleh, Abdulaziz M. (2017) The introduction of Islamic finance in Libya: Capturing the opportunities for SMEs development / Abdulaziz M. Abdulsaleh. (2017) Journal of Emerging Economies and Islamic Research (JEEIR) <https://ir.uitm.edu.my/view/publication/Journal_of_Emerging_Economies_and_Islamic_Research_=28JEEIR=29.html>, 5 (1). pp. 1-10. ISSN 2289-2559 https://journal.uitm.edu.my/ojs/index.php/JEEIR/
spellingShingle HJ Public Finance
Finance, Islamic
Abdulsaleh, Abdulaziz M.
The introduction of Islamic finance in Libya: Capturing the opportunities for SMEs development / Abdulaziz M. Abdulsaleh.
title The introduction of Islamic finance in Libya: Capturing the opportunities for SMEs development / Abdulaziz M. Abdulsaleh.
title_full The introduction of Islamic finance in Libya: Capturing the opportunities for SMEs development / Abdulaziz M. Abdulsaleh.
title_fullStr The introduction of Islamic finance in Libya: Capturing the opportunities for SMEs development / Abdulaziz M. Abdulsaleh.
title_full_unstemmed The introduction of Islamic finance in Libya: Capturing the opportunities for SMEs development / Abdulaziz M. Abdulsaleh.
title_short The introduction of Islamic finance in Libya: Capturing the opportunities for SMEs development / Abdulaziz M. Abdulsaleh.
title_sort introduction of islamic finance in libya: capturing the opportunities for smes development / abdulaziz m. abdulsaleh.
topic HJ Public Finance
Finance, Islamic
url https://ir.uitm.edu.my/id/eprint/32153/
https://ir.uitm.edu.my/id/eprint/32153/