Understanding, perceptions and reliance of financial statements among Malaysian insurance policy holders / Zuraidah Mohd Sanusi ... [et al.]

Customers of today’s world are exposed to a variety of products and investments. It is best that they are aware of the consequences on their return of investment. Thus, this study examined the level of understanding and reliance of insurance policy holders on financial statements. Evidence was provi...

Full description

Bibliographic Details
Main Authors: Mohd Sanusi, Zuraidah, Othman, Suaini, Mohd Noor, Rohaya, Omar, Normah, Dennis, Taylor
Format: Article
Language:English
Published: Universiti Teknologi MARA Cawangan Pahang 2004
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/31672/
_version_ 1848807820298813440
author Mohd Sanusi, Zuraidah
Othman, Suaini
Mohd Noor, Rohaya
Omar, Normah
Dennis, Taylor
author_facet Mohd Sanusi, Zuraidah
Othman, Suaini
Mohd Noor, Rohaya
Omar, Normah
Dennis, Taylor
author_sort Mohd Sanusi, Zuraidah
building UiTM Institutional Repository
collection Online Access
description Customers of today’s world are exposed to a variety of products and investments. It is best that they are aware of the consequences on their return of investment. Thus, this study examined the level of understanding and reliance of insurance policy holders on financial statements. Evidence was provided on the denotative meaning accorded to financial terms found in corporate reports, using the instrument developed by Haried (1972, 1973) and further adapted by Chudry et. al. (2000). A survey was conducted on 312 insurance policy holders. The study also focused on the denotative meanings of semantic analysis. For the purpose of this analysis, six financial terms were chosen: turnover, profit from operations, loss from operations, accumulated depreciation, dividend per share and goodwill. From the denotative analysis, the respondents scored high level of understanding on terms such as turnover and dividend per share.
first_indexed 2025-11-14T22:48:54Z
format Article
id uitm-31672
institution Universiti Teknologi MARA
institution_category Local University
language English
last_indexed 2025-11-14T22:48:54Z
publishDate 2004
publisher Universiti Teknologi MARA Cawangan Pahang
recordtype eprints
repository_type Digital Repository
spelling uitm-316722021-01-11T04:26:36Z https://ir.uitm.edu.my/id/eprint/31672/ Understanding, perceptions and reliance of financial statements among Malaysian insurance policy holders / Zuraidah Mohd Sanusi ... [et al.] gadingss Mohd Sanusi, Zuraidah Othman, Suaini Mohd Noor, Rohaya Omar, Normah Dennis, Taylor Insurance Business insurance Customers of today’s world are exposed to a variety of products and investments. It is best that they are aware of the consequences on their return of investment. Thus, this study examined the level of understanding and reliance of insurance policy holders on financial statements. Evidence was provided on the denotative meaning accorded to financial terms found in corporate reports, using the instrument developed by Haried (1972, 1973) and further adapted by Chudry et. al. (2000). A survey was conducted on 312 insurance policy holders. The study also focused on the denotative meanings of semantic analysis. For the purpose of this analysis, six financial terms were chosen: turnover, profit from operations, loss from operations, accumulated depreciation, dividend per share and goodwill. From the denotative analysis, the respondents scored high level of understanding on terms such as turnover and dividend per share. Universiti Teknologi MARA Cawangan Pahang 2004-06 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/31672/1/31672.pdf Mohd Sanusi, Zuraidah and Othman, Suaini and Mohd Noor, Rohaya and Omar, Normah and Dennis, Taylor (2004) Understanding, perceptions and reliance of financial statements among Malaysian insurance policy holders / Zuraidah Mohd Sanusi ... [et al.]. (2004) Gading Business and Management Journal <https://ir.uitm.edu.my/view/publication/Gading_Business_and_Management_Journal.html>, 8 (1). pp. 19-33. ISSN 2600-7568 https://gadingssuitm.com/
spellingShingle Insurance
Business insurance
Mohd Sanusi, Zuraidah
Othman, Suaini
Mohd Noor, Rohaya
Omar, Normah
Dennis, Taylor
Understanding, perceptions and reliance of financial statements among Malaysian insurance policy holders / Zuraidah Mohd Sanusi ... [et al.]
title Understanding, perceptions and reliance of financial statements among Malaysian insurance policy holders / Zuraidah Mohd Sanusi ... [et al.]
title_full Understanding, perceptions and reliance of financial statements among Malaysian insurance policy holders / Zuraidah Mohd Sanusi ... [et al.]
title_fullStr Understanding, perceptions and reliance of financial statements among Malaysian insurance policy holders / Zuraidah Mohd Sanusi ... [et al.]
title_full_unstemmed Understanding, perceptions and reliance of financial statements among Malaysian insurance policy holders / Zuraidah Mohd Sanusi ... [et al.]
title_short Understanding, perceptions and reliance of financial statements among Malaysian insurance policy holders / Zuraidah Mohd Sanusi ... [et al.]
title_sort understanding, perceptions and reliance of financial statements among malaysian insurance policy holders / zuraidah mohd sanusi ... [et al.]
topic Insurance
Business insurance
url https://ir.uitm.edu.my/id/eprint/31672/
https://ir.uitm.edu.my/id/eprint/31672/