The factors that influence the acceptance of Ar-Rahnu among Wangsa Maju Residents / Umi Kalthum Muhammad Nosskah

Ar-Rahnu is also known as Islamic Pawnbroking, which referring to short term collateralize borrowing. Ar-Rahnu is the best alternative for pawnbroking service for borrowers based on Shariah principle. The development of Ar Rahnu in Malaysia by using the Islamic contract such as Qardul Hasan, Ar Rahn...

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Main Author: Muhammad Nosskah, Umi Kalthum
Format: Student Project
Language:English
Published: Faculty of Business and Management 2019
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/31414/
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author Muhammad Nosskah, Umi Kalthum
author_facet Muhammad Nosskah, Umi Kalthum
author_sort Muhammad Nosskah, Umi Kalthum
building UiTM Institutional Repository
collection Online Access
description Ar-Rahnu is also known as Islamic Pawnbroking, which referring to short term collateralize borrowing. Ar-Rahnu is the best alternative for pawnbroking service for borrowers based on Shariah principle. The development of Ar Rahnu in Malaysia by using the Islamic contract such as Qardul Hasan, Ar Rahnu , Al-Wadiah and Al-Ujrah. It is a convenience form of credit financing in Malaysia. Cheong & Sinnakkannu (2012) stated about Ar-Rahnu and conventional pawnbroking where is borrowers more prefer in using conventional financing which they can borrow up to 90 percent to 100 percent without pledged any assets as collateral. This study objective is to review the factors that influencing the acceptance of Ar-Rahnu among Wangsa Maju residents. This study used a quantitative method which utilised the survey method by using questionnaires to 150 respondents of Wangsa Maju residents. The questionnaire were combination of several previous studies. The dependent variable is factor that influence the acceptance of Ar Rahnu, while the independent variables are Shariah View, Customer service, Locality and Pledged assets. As for the result, it can be concluded that there is significant relationship between the factor that influence the acceptance of Ar Rahnu with Shariah View and Customer service. Meanwhile Locality and Pledge assets shows no significant relationship with the acceptance of Ar-Rahnu among Wangsa Maju residents.
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spelling uitm-314142020-07-05T21:38:35Z https://ir.uitm.edu.my/id/eprint/31414/ The factors that influence the acceptance of Ar-Rahnu among Wangsa Maju Residents / Umi Kalthum Muhammad Nosskah Muhammad Nosskah, Umi Kalthum Banking Malaysia Ar-Rahnu is also known as Islamic Pawnbroking, which referring to short term collateralize borrowing. Ar-Rahnu is the best alternative for pawnbroking service for borrowers based on Shariah principle. The development of Ar Rahnu in Malaysia by using the Islamic contract such as Qardul Hasan, Ar Rahnu , Al-Wadiah and Al-Ujrah. It is a convenience form of credit financing in Malaysia. Cheong & Sinnakkannu (2012) stated about Ar-Rahnu and conventional pawnbroking where is borrowers more prefer in using conventional financing which they can borrow up to 90 percent to 100 percent without pledged any assets as collateral. This study objective is to review the factors that influencing the acceptance of Ar-Rahnu among Wangsa Maju residents. This study used a quantitative method which utilised the survey method by using questionnaires to 150 respondents of Wangsa Maju residents. The questionnaire were combination of several previous studies. The dependent variable is factor that influence the acceptance of Ar Rahnu, while the independent variables are Shariah View, Customer service, Locality and Pledged assets. As for the result, it can be concluded that there is significant relationship between the factor that influence the acceptance of Ar Rahnu with Shariah View and Customer service. Meanwhile Locality and Pledge assets shows no significant relationship with the acceptance of Ar-Rahnu among Wangsa Maju residents. Faculty of Business and Management 2019 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/31414/1/PPb_UMI%20KALTHUM%20MUHAMMAD%20NOSSKAH%20BM%20J%2019_5.pdf Muhammad Nosskah, Umi Kalthum (2019) The factors that influence the acceptance of Ar-Rahnu among Wangsa Maju Residents / Umi Kalthum Muhammad Nosskah. (2019) [Student Project] (Unpublished)
spellingShingle Banking
Malaysia
Muhammad Nosskah, Umi Kalthum
The factors that influence the acceptance of Ar-Rahnu among Wangsa Maju Residents / Umi Kalthum Muhammad Nosskah
title The factors that influence the acceptance of Ar-Rahnu among Wangsa Maju Residents / Umi Kalthum Muhammad Nosskah
title_full The factors that influence the acceptance of Ar-Rahnu among Wangsa Maju Residents / Umi Kalthum Muhammad Nosskah
title_fullStr The factors that influence the acceptance of Ar-Rahnu among Wangsa Maju Residents / Umi Kalthum Muhammad Nosskah
title_full_unstemmed The factors that influence the acceptance of Ar-Rahnu among Wangsa Maju Residents / Umi Kalthum Muhammad Nosskah
title_short The factors that influence the acceptance of Ar-Rahnu among Wangsa Maju Residents / Umi Kalthum Muhammad Nosskah
title_sort factors that influence the acceptance of ar-rahnu among wangsa maju residents / umi kalthum muhammad nosskah
topic Banking
Malaysia
url https://ir.uitm.edu.my/id/eprint/31414/