Factors affecting the debt level among postgraduate students in Islamic Science University of Malaysia (USIM) / Siti Nazifa Yusof
The purpose is to examine the factors that affect debt level among postgraduate student in USIM. A sample of 80 students were volunteered to complete multiple self report instrument for the data collection process. Data was then aggregated and analyzed using Descriptive and Pearson Correlation analy...
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| Format: | Student Project |
| Language: | English |
| Published: |
2010
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| Online Access: | https://ir.uitm.edu.my/id/eprint/31218/ |
| _version_ | 1848807699102302208 |
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| author | Yusof, Siti Nazifa |
| author_facet | Yusof, Siti Nazifa |
| author_sort | Yusof, Siti Nazifa |
| building | UiTM Institutional Repository |
| collection | Online Access |
| description | The purpose is to examine the factors that affect debt level among postgraduate student in USIM. A sample of 80 students were volunteered to complete multiple self report instrument for the data collection process. Data was then aggregated and analyzed using Descriptive and Pearson Correlation analysis. Most of the postgraduate students are experienced moderate level whereas others considered as high. The result indicated that marital status is the most factors in affecting the student’s debt level. However, financial aid and credit card usage also had an important role in cumulating the debt level. The study correlates with a discussion of results, limitations and implications for research and practitioners. |
| first_indexed | 2025-11-14T22:46:58Z |
| format | Student Project |
| id | uitm-31218 |
| institution | Universiti Teknologi MARA |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T22:46:58Z |
| publishDate | 2010 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | uitm-312182020-08-24T07:09:32Z https://ir.uitm.edu.my/id/eprint/31218/ Factors affecting the debt level among postgraduate students in Islamic Science University of Malaysia (USIM) / Siti Nazifa Yusof Yusof, Siti Nazifa Personal finance. Financial literacy Credit. Debt. Loans Graduate students The purpose is to examine the factors that affect debt level among postgraduate student in USIM. A sample of 80 students were volunteered to complete multiple self report instrument for the data collection process. Data was then aggregated and analyzed using Descriptive and Pearson Correlation analysis. Most of the postgraduate students are experienced moderate level whereas others considered as high. The result indicated that marital status is the most factors in affecting the student’s debt level. However, financial aid and credit card usage also had an important role in cumulating the debt level. The study correlates with a discussion of results, limitations and implications for research and practitioners. 2010 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/31218/1/31218.pdf Yusof, Siti Nazifa (2010) Factors affecting the debt level among postgraduate students in Islamic Science University of Malaysia (USIM) / Siti Nazifa Yusof. (2010) [Student Project] <http://terminalib.uitm.edu.my/31218.pdf> (Unpublished) |
| spellingShingle | Personal finance. Financial literacy Credit. Debt. Loans Graduate students Yusof, Siti Nazifa Factors affecting the debt level among postgraduate students in Islamic Science University of Malaysia (USIM) / Siti Nazifa Yusof |
| title | Factors affecting the debt level among postgraduate students in Islamic Science University of Malaysia (USIM) / Siti Nazifa Yusof |
| title_full | Factors affecting the debt level among postgraduate students in Islamic Science University of Malaysia (USIM) / Siti Nazifa Yusof |
| title_fullStr | Factors affecting the debt level among postgraduate students in Islamic Science University of Malaysia (USIM) / Siti Nazifa Yusof |
| title_full_unstemmed | Factors affecting the debt level among postgraduate students in Islamic Science University of Malaysia (USIM) / Siti Nazifa Yusof |
| title_short | Factors affecting the debt level among postgraduate students in Islamic Science University of Malaysia (USIM) / Siti Nazifa Yusof |
| title_sort | factors affecting the debt level among postgraduate students in islamic science university of malaysia (usim) / siti nazifa yusof |
| topic | Personal finance. Financial literacy Credit. Debt. Loans Graduate students |
| url | https://ir.uitm.edu.my/id/eprint/31218/ |